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About This Home

This 4-bedroom, 3-bathroom single family at 418 Terrace Lane in Oswego, IL is listed for $440,000 ($196 per sqft). Built in 2001, the home offers 2,245 sqft of living space on a 0.26 acres lot.

Agent Description

Discover the potential in this spacious 4-bedroom, 2.5-bath home located in the heart of Oswego. Offering a functional floor plan and generous living spaces, this home is ready for its next owner to bring their vision and personal touches. The two-story foyer creates a welcoming first impression, while large windows throughout the home bring in plenty of natural light.

With spacious living areas and a functional layout, there's room for everyone to feel right at home. Recent improvements include fresh paint throughout and brand-new carpeting, creating a clean and inviting foundation for the next owner. The partially finished basement adds valuable living space and features a dry bar, making it the perfect spot for a recreation room, home office, workout area, or game-day gathering space.

Outside, you'll find a generously sized backyard with endless possibilities for outdoor entertaining, gardening, play areas, or simply enjoying the outdoors. Additional updates include a brand-new air conditioning system being installed this Friday, offering added comfort and peace of mind.

Conveniently located near parks, walking trails, shopping, dining, and Oswego's highly regarded schools, this home provides easy access to all the amenities that make the community such a desirable place to call home. Whether you're a first-time buyer looking to build equity or a homeowner seeking space and value, this property presents an excellent opportunity to make it your own.

Key Features

  • Built in 2001
  • 0.26 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2 spaces
2001

Amenities

A/C

Monthly Cost Estimate

$2,603/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,907
Insurance$128
HOA$250

Estimates only. Actual payments may vary.

Location

418 Terrace Lane

Oswego, IL 60543

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Parking

GarageOpen

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

RangeDishwasherRefrigeratorWasherDryer

Questions & Answers

This 4-bedroom, 3-bathroom single family at 418 Terrace Lane is listed at $440,000 ($196/sqft). The estimated monthly payment is $2,157 based on 20% down at 6.5% interest.

HOA fees are $250/month.

Key features include: Built in 2001, 0.26 acre lot, 2 stories, 2 parking spaces.

This property is listed by Maribel Lopez and can be reached at (630) 778-5800 or essencerealtyteam@gmail.com.

ML

Maribel Lopez

Agent at Keller Williams Infinity

(630) 778-5800

Listed by Keller Williams Infinity · View on Broker Site

MLS# 12663172· Source: listhub· Updated 1 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

418 Terrace Lane, Oswego, IL 60543

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