About This Home

This 4-bedroom, 3-bathroom single family at 418 Terrace Lane in Oswego, IL is listed for $425,000 ($189 per sqft). Built in 2001, the home offers 2,245 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 2001
  • 0.26 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2-car garage
2001

Amenities

A/C
Listing Description

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light.

The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches.

The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors.

Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity.

This home is ready for immediate occupancy plus has instant sweat equity to be made! Make it your own. Some photos are virtually staged to give you ideas of what you can do with the space.

Monthly Cost Estimate

$2,558/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$285

Estimates only. Actual payments may vary.

Location

418 Terrace Lane

Oswego, IL 60543

Property Details

Flooring

VinylCarpet

Construction

Vinyl Siding

Parking

OpenGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeDishwasherRefrigeratorWasherDryer

Questions & Answers

This 4-bedroom, 3-bathroom single family at 418 Terrace Lane is listed at $425,000 ($189/sqft). The estimated monthly payment is $2,558 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $285/month.

Key features include: Built in 2001, 0.26 acre lot, 2 stories, 2 parking spaces.

This property is listed by Maribel Lopez.

ML

Maribel Lopez

Agent at Keller Williams Realty Infinity

Listed by Keller Williams Realty Infinity · Broker phone: (630) 778-5800 · View on Broker Site · Broker website

MLS# 12784159· Source: Midwest Real Estate Data, LLC· 14 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

418 Terrace Lane, Oswego, IL 60543

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