# 418 Terrace Lane, Oswego, IL 60543 > **TL;DR:** 4bd/3ba single family, $425,000 ($189/sqft), built 2001, 2,245 sqft. > A/C, 2-car garage. Est. $2,558/mo. Listed 18 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Price/sqft | $189 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,245 | | Year Built | 2001 | | Lot Size | 11,108 sqft (0.26 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 18 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | HOA | $285 | | **Total** | **$2,558** | ## Nearby Schools - **Elementary:** Prairie Point Elementary School - **Middle:** Traughber Junior High School - **High:** Oswego High School ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2001 - 0.26 acre lot - 2 stories - 2 parking spaces ## Description ### Agent Description Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. This home is ready for immediate occupancy plus has instant sweat equity to be made! Make it your own. Some photos are virtually staged to give you ideas of what you can do with the space. ## Location - **Address:** 418 Terrace Lane, Oswego, IL 60543 - **County:** Kendall - **Coordinates:** 41.668356, -88.36055 - **Google Maps:** https://www.google.com/maps?q=41.668356,-88.36055 ## Listing Agent - **Name:** Maribel Lopez - **Brokerage:** Keller Williams Realty Infinity - **Broker Phone:** (630) 778-5800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/418-Terrace-Ln_Oswego_IL_60543_M78735-67839?f=listhub&s=MREDIL&m=12784159&c=propsimple) ## Photos ![418 Terrace Lane - Photo 1](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f755421169r.jpg) ![418 Terrace Lane - Photo 2](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f2382793989r.jpg) ![418 Terrace Lane - Photo 3](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f1176010108r.jpg) ![418 Terrace Lane - Photo 4](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f171458487r.jpg) ![418 Terrace Lane - Photo 5](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f275900473r.jpg) ![418 Terrace Lane - Photo 6](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f524065151r.jpg) ![418 Terrace Lane - Photo 7](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f4157718052r.jpg) ![418 Terrace Lane - Photo 8](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f196466094r.jpg) ![418 Terrace Lane - Photo 9](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f3875140695r.jpg) ![418 Terrace Lane - Photo 10](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f3499552035r.jpg) ![418 Terrace Lane - Photo 11](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f4135948510r.jpg) ![418 Terrace Lane - Photo 12](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f206436854r.jpg) ![418 Terrace Lane - Photo 13](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f4188761927r.jpg) ![418 Terrace Lane - Photo 14](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f929562130r.jpg) ![418 Terrace Lane - Photo 15](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f992821199r.jpg) ![418 Terrace Lane - Photo 16](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f2704731248r.jpg) ![418 Terrace Lane - Photo 17](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f1390218902r.jpg) ![418 Terrace Lane - Photo 18](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f3375165918r.jpg) ![418 Terrace Lane - Photo 19](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f1324542336r.jpg) ![418 Terrace Lane - Photo 20](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f272026021r.jpg) ![418 Terrace Lane - Photo 21](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f2646636901r.jpg) ![418 Terrace Lane - Photo 22](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f2692620519r.jpg) ![418 Terrace Lane - Photo 23](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f3488340656r.jpg) ![418 Terrace Lane - Photo 24](http://lh.rdcpix.com/e4936e20b82770d2c117888f49e5318el-f2163581360r.jpg) --- **MLS#:** 12784159 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/418-terrace-lane-oswego-il-60543-1fdb6c745e45465abb3cf4a3c0cf16e4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/418-terrace-lane-oswego-il-60543-1fdb6c745e45465abb3cf4a3c0cf16e4#listing", "url": "https://www.propertysimple.ai/listing/418-terrace-lane-oswego-il-60543-1fdb6c745e45465abb3cf4a3c0cf16e4", "name": "418 Terrace Lane, Oswego, IL 60543", "description": "Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. 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Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. This home is ready for immediate occupancy plus has instant sweat equity to be made! Make it your own. 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