# 4189 FM 2946, Emory, TX 75440 > **TL;DR:** 3bd/3ba single family, $649,750 ($251/sqft), built 1985, 2,588 sqft. > Fireplace, Waterfront, View, A/C. Est. $3,475/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,750 | | Price/sqft | $251 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,588 | | Year Built | 1985 | | Lot Size | 14,810 sqft (0.34 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,285 | | Estimated Insurance | $190 | | **Total** | **$3,475** | ## Nearby Schools - **Elementary:** Rains - **Middle:** Rains - **High:** Rains ## Key Amenities - Fireplace - Waterfront - View - A/C ## Property Highlights - Built in 1985 - 0.34 acre lot - Fireplace - Waterfront ## Description ### Agent Description Lake Fork waterfront living without the typical waterfront price! This gated retreat offers an incredible opportunity with .34 deeded acres plus over 4 acres of SRA leaseback and approximately 1,500 feet of shoreline on one of Texas' most sought-after fishing lakes. From peaceful mornings on the porch to unforgettable sunsets over the water, this property delivers the lake lifestyle everyone dreams about. This beautifully updated home features 3 bedrooms, 3 full bathrooms, and the perfect blend of comfort, charm, and functionality. Designed for full-time living or the ultimate weekend getaway, the home offers inviting spaces for relaxing, entertaining, and making lasting memories with family and friends. With approximately $187K in updates since 2022, this property has been thoughtfully improved inside and out while maintaining the warmth of a true lake retreat. Outdoor living is where this property truly shines! Enjoy breathtaking water views from the covered porches, cool off in the sparkling pool overlooking Lake Fork, spend your days fishing from your own shoreline, or head out on the water with ease from the boathouse featuring a boat lift. A 24x30 shop with electricity provides excellent space for boats, equipment, tools, hobbies, storage, and all your lake toys. The gated entrance provides added privacy, while the expansive shoreline and generous leaseback acreage create room to fully enjoy the outdoors. With incredible views, a pool, shop, boathouse, and direct access to a world-famous trophy bass fishing destination, this property offers endless possibilities as a permanent residence, vacation escape, or weekend retreat. No HOA! This is more than a home...it's your chance to own your own piece of Lake Fork. ## Location - **Address:** 4189 FM 2946, Emory, TX 75440 - **County:** Rains - **Coordinates:** 32.909695, -95.660785 - **Google Maps:** https://www.google.com/maps?q=32.909695,-95.660785 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21327340 ## Listing Agent - **Name:** Tony Gore - **Brokerage:** Signature Properties, LLC - **Phone:** (903) 383-3530 - **Broker Phone:** (903) 383-3530 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4189-FM-2946_Emory_TX_75440_M89469-09340?f=listhub&s=NTREIS&m=21327340&c=propsimple) ## Photos ![4189 FM 2946 - Photo 1](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2221429397r.jpg) ![4189 FM 2946 - Photo 2](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3777587722r.jpg) ![4189 FM 2946 - Photo 3](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f350853112r.jpg) ![4189 FM 2946 - Photo 4](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f238520596r.jpg) ![4189 FM 2946 - Photo 5](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3320827490r.jpg) ![4189 FM 2946 - Photo 6](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f4241815939r.jpg) ![4189 FM 2946 - Photo 7](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2961666393r.jpg) ![4189 FM 2946 - Photo 8](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3723880129r.jpg) ![4189 FM 2946 - Photo 9](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f1998732632r.jpg) ![4189 FM 2946 - Photo 10](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3256884455r.jpg) ![4189 FM 2946 - Photo 11](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2981677143r.jpg) ![4189 FM 2946 - Photo 12](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3184661453r.jpg) ![4189 FM 2946 - Photo 13](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3743290982r.jpg) ![4189 FM 2946 - Photo 14](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f564511228r.jpg) ![4189 FM 2946 - Photo 15](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f696827563r.jpg) ![4189 FM 2946 - Photo 16](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2918030769r.jpg) ![4189 FM 2946 - Photo 17](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3382608192r.jpg) ![4189 FM 2946 - Photo 18](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f873652581r.jpg) ![4189 FM 2946 - Photo 19](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f1304042186r.jpg) ![4189 FM 2946 - Photo 20](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f338601436r.jpg) ![4189 FM 2946 - Photo 21](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2447077318r.jpg) ![4189 FM 2946 - Photo 22](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f809571319r.jpg) ![4189 FM 2946 - Photo 23](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f166319505r.jpg) ![4189 FM 2946 - Photo 24](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f770374161r.jpg) ![4189 FM 2946 - Photo 25](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f4286198323r.jpg) ![4189 FM 2946 - Photo 26](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2476698229r.jpg) ![4189 FM 2946 - Photo 27](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f3928688514r.jpg) ![4189 FM 2946 - Photo 28](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f1994834714r.jpg) ![4189 FM 2946 - Photo 29](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f1476737060r.jpg) ![4189 FM 2946 - Photo 30](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f184958692r.jpg) ![4189 FM 2946 - Photo 31](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2089954907r.jpg) ![4189 FM 2946 - Photo 32](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f1588754799r.jpg) ![4189 FM 2946 - Photo 33](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2961029722r.jpg) ![4189 FM 2946 - Photo 34](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f1171948903r.jpg) ![4189 FM 2946 - Photo 35](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f751849425r.jpg) ![4189 FM 2946 - Photo 36](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f73846497r.jpg) ![4189 FM 2946 - Photo 37](http://lh.rdcpix.com/52bb6c3945f77c1413e75113afaa02d1l-f2886583148r.jpg) --- **MLS#:** 21327340 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4189-fm-2946-emory-tx-75440-21327340) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4189-fm-2946-emory-tx-75440-21327340#listing", "url": "https://www.propertysimple.ai/listing/4189-fm-2946-emory-tx-75440-21327340", "name": "4189 FM 2946, Emory, TX 75440", "description": "Lake Fork waterfront living without the typical waterfront price! This gated retreat offers an incredible opportunity with .34 deeded acres plus over 4 acres of SRA leaseback and approximately 1,500 feet of shoreline on one of Texas' most sought-after fishing lakes. From peaceful mornings on the porch to unforgettable sunsets over the water, this property delivers the lake lifestyle everyone dreams about. This beautifully updated home features 3 bedrooms, 3 full bathrooms, and the perfect blend of comfort, charm, and functionality. Designed for full-time living or the ultimate weekend getaway, the home offers inviting spaces for relaxing, entertaining, and making lasting memories with family and friends. With approximately $187K in updates since 2022, this property has been thoughtfully improved inside and out while maintaining the warmth of a true lake retreat. Outdoor living is where this property truly shines! Enjoy breathtaking water views from the covered porches, cool off in the sparkling pool overlooking Lake Fork, spend your days fishing from your own shoreline, or head out on the water with ease from the boathouse featuring a boat lift. A 24x30 shop with electricity provides excellent space for boats, equipment, tools, hobbies, storage, and all your lake toys. 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