# 4198 OAK ST, Land O Lakes, WI 54540 > **TL;DR:** 3bd/1ba single family, $199,000, built 1957. Est. $1,064/mo. Listed 30 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,000 | | Bedrooms | 3 | | Bathrooms | 1 full | | Year Built | 1957 | | Lot Size | 14,375 sqft (0.33 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 30 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,006 | | Estimated Insurance | $58 | | **Total** | **$1,064** | ## Nearby Schools - **Elementary:** VI Northland Pines-LOL - **Middle:** VI Northland Pines - **High:** VI Northland Pines ## Property Highlights - Built in 1957 - 0.33 acre lot ## Description ### Agent Description Convenient and cozy best describes this 3-bedroom, 1-bath home in Land O Lakes, ideally located within walking distance of restaurants and downtown. Snowmobile and ATV trails pass right by, making it easy to enjoy the area's outdoor recreation right from home. The home features a combination kitchen and dining room with a 12' x 13' patio just off the dining area, along with a wraparound deck accessible from the living room and kitchen. You'll also find 3 bedrooms, a remodeled bathroom with a tiled walk-in shower, a full basement, brick fire pit, and an 8' x 8' storage shed. The large backyard provides plenty of room to relax, entertain, or enjoy the outdoors, while the trees create a cozy, private neighborhood feel. Municipal utilities, natural gas heating, and a newer roof add to the home's convenience and make it easy to maintain. A comfortable home in a great location with convenient access to downtown and plenty of outdoor appeal! ## Location - **Address:** 4198 OAK ST, Land O Lakes, WI 54540 - **County:** Vilas - **Coordinates:** 46.16086806, -89.21475825 - **Google Maps:** https://www.google.com/maps?q=46.16086806,-89.21475825 ## Virtual Tour & Media - **Video Tour:** https://www.tourfactory.com/idxr3253605 ## Listing Agent - **Name:** GARY GOSKA · **License:** 9186 - 90 - **Brokerage:** Eliason Realty of the North - **Broker Phone:** (715) 547-3341 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4198-Oak-St_Land-O-Lakes_WI_54540_M81277-51280?f=listhub&s=GNMLSWI&m=219845&c=propsimple) ## Photos ![4198 OAK ST - Photo 1](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2399680221r.jpg) ![4198 OAK ST - Photo 2](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1021406624r.jpg) ![4198 OAK ST - Photo 3](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f216813822r.jpg) ![4198 OAK ST - Photo 4](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f3638679028r.jpg) ![4198 OAK ST - Photo 5](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1132188973r.jpg) ![4198 OAK ST - Photo 6](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2441409966r.jpg) ![4198 OAK ST - Photo 7](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f3356880620r.jpg) ![4198 OAK ST - Photo 8](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2606833551r.jpg) ![4198 OAK ST - Photo 9](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f516264638r.jpg) ![4198 OAK ST - Photo 10](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1416299309r.jpg) ![4198 OAK ST - Photo 11](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2275715440r.jpg) ![4198 OAK ST - Photo 12](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f4032127344r.jpg) ![4198 OAK ST - Photo 13](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2524702372r.jpg) ![4198 OAK ST - Photo 14](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2287287218r.jpg) ![4198 OAK ST - Photo 15](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2755727406r.jpg) ![4198 OAK ST - Photo 16](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1900947978r.jpg) ![4198 OAK ST - Photo 17](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f4072304739r.jpg) ![4198 OAK ST - Photo 18](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2126023659r.jpg) ![4198 OAK ST - Photo 19](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2021203226r.jpg) ![4198 OAK ST - Photo 20](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2088814172r.jpg) ![4198 OAK ST - Photo 21](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1873546438r.jpg) ![4198 OAK ST - Photo 22](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1922251609r.jpg) ![4198 OAK ST - Photo 23](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1376207607r.jpg) ![4198 OAK ST - Photo 24](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f2802441160r.jpg) ![4198 OAK ST - Photo 25](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f1275663595r.jpg) ![4198 OAK ST - Photo 26](http://lh.rdcpix.com/42efc741ac70422533a5233e99cc2f18l-f557866010r.jpg) --- **MLS#:** 219845 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Greater Northwoods MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4198-oak-st-land-o-lakes-wi-54540-83fe33ee7fe145cc99e649e897ea06d2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4198-oak-st-land-o-lakes-wi-54540-83fe33ee7fe145cc99e649e897ea06d2#listing", "url": "https://www.propertysimple.ai/listing/4198-oak-st-land-o-lakes-wi-54540-83fe33ee7fe145cc99e649e897ea06d2", "name": "4198 OAK ST, Land O Lakes, WI 54540", "description": "Convenient and cozy best describes this 3-bedroom, 1-bath home in Land O Lakes, ideally located within walking distance of restaurants and downtown. Snowmobile and ATV trails pass right by, making it easy to enjoy the area's outdoor recreation right from home. 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