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About This Home

This 3-bedroom, 4-bathroom single family at 42 CLIFTWOOD RD in Palmyra, VA is listed for $695,000 ($306 per sqft). Built in 1996, the home offers 2,268 sqft of living space on a 1.83 acres lot.

Agent Description

Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting.

Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel.

Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym?

The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat and settle in just in time for summer on the water.

Key Features

  • Built in 1996
  • 1.83 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 2 half
1996

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$5,181/mo

20% down · 6.5% · 30 years

Principal$503
Interest$3,012
Insurance$203
HOA$1,464

Estimates only. Actual payments may vary.

Location

42 CLIFTWOOD RD

Palmyra, VA 22963

LAKE MONTICELLO

Features & Amenities

Interior Features

Skylights

Exterior Features

MatureWooded

Property Details

Flooring

HardwoodCarpetLinoleum

Views

Water

Pool Features

DeckPorch

Heating

Electric (Heating)Central

Cooling

Heat PumpCentral Air

Appliances

Breakfast BarDishwasherEat-inElectric CooktopPantryRecessed LightRefrigerator

Questions & Answers

This 3-bedroom, 4-bathroom single family at 42 CLIFTWOOD RD is listed at $695,000 ($306/sqft). The estimated monthly payment is $4,476 based on 20% down at 6.5% interest.

HOA fees are $1464/month.

Key features include: Built in 1996, 1.83 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Skylights. Exterior Features: Mature, Wooded.

This property is listed by HELEN ASCOLI and can be reached at 4349962225 or helen.ascoli@nestrealty.com.

HA

HELEN ASCOLI

Agent at NEST REALTY GROUP

(434) 996-2225

Listed by NEST REALTY GROUP · View on Broker Site

MLS# 678194· Source: listhub· Updated 1 days ago

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

42 CLIFTWOOD RD, Palmyra, VA 22963

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