# 42 CLIFTWOOD RD, Palmyra, VA 22963

> **TL;DR:** 3bd/4ba single family, $695,000 ($306/sqft), built 1996, 2,268 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $4,476/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $695,000 |
| Price/sqft | $306 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 2 half |
| Square Feet | 2,268 |
| Year Built | 1996 |
| Lot Size | 79,715 sqft (1.83 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,012 |
| HOA | $1,464 |
| **Total** | **$4,476** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 1996
- 1.83 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat and settle in just in time for summer on the water.

## Location

- **Address:** 42 CLIFTWOOD RD, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.9208114, -78.32806811
- **Google Maps:** https://www.google.com/maps?q=37.9208114,-78.32806811

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/4a34c6f8-9b82-4e2a-be04-a104b916f8e2?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** HELEN ASCOLI
- **Brokerage:** NEST REALTY GROUP
- **Phone:** 4349962225
- **Email:** helen.ascoli@nestrealty.com

## Primary Photo

![42 CLIFTWOOD RD - Primary Photo](http://lh.rdcpix.com/bff51e90cdc807457685541491bf48fcl-f4234655085r.jpg)

*63 total photos available on [listing page](https://www.propertysimple.com/listing/42-cliftwood-rd-palmyra-va-22963-a678194)*

---

**MLS#:** 678194 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/42-cliftwood-rd-palmyra-va-22963-a678194)

---

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