# 420 20th Ave, Phenix City, AL 36867

> **TL;DR:** multi-family, $170,000, built 1995.
> View, A/C. Est. $910/mo. Listed 206 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $170,000 |
| Year Built | 1995 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 1 |
| Property Type | Multi-Family (Duplex) |
| Status | Active Under Contract |
| Days on Market | 206 |

## Why This Home Stands Out

- **Views** - City

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $860 |
| Estimated Insurance | $50 |
| **Total** | **$910** |

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 1995
- 0.24 acre lot
- 2 parking spaces

## Description

### Agent Description
Investor Opportunity - Are you looking for a CAP rate over 9%? Income-producing duplex with both units currently leased and generating a combined $1,575 per month, providing immediate cash flow and rental stability. Unit A is currently rented at $850 per month with a lease in place through September 2027. Unit B is rented at $725 per month with a lease in place through February 2027. Total current rental income is $1,575 per month, or $18,900 annually. Based on estimated property taxes and insurance, the property offers an estimated cap rate of approximately 9.4% at the current $170,000 asking price before vacancy, maintenance, management and reserves. Additional long-term income potential may exist as leases expire and market conditions allow. At a combined rental income of approximately $1,700 per month, annual gross rental income would increase to $20,400, representing a potential cap rate of approximately 10.3% using current estimated taxes and insurance. Unit A also features an HVAC system replaced in 2024, helping reduce near-term capital expense. Highlights: - Asking Price: $170,000 - Current Rental Income: $1,575/month - Annual Gross Rental Income: $18,900 - Unit A: $850/month - leased through September 2027 - Unit B: $725/month - leased through February 2027 - Estimated Current Cap Rate: 9.4% - Potential Combined Rent: approximately $1,700/month - Potential Cap Rate at $1,700/month: approximately 10.3% - HVAC replaced in 2024 - Unit A - Both units currently occupied - Immediate income with future rental upside Property may be purchased individually or in conjunction with additional income-producing properties available from the same seller, providing an opportunity for investors looking to expand their rental portfolio. Contact listing agent for additional property and portfolio information. Do not disturb tenants.

## Location

- **Address:** 420 20th Ave, Phenix City, AL 36867
- **County:** Russell
- **Coordinates:** 32.480607, -85.002491
- **Google Maps:** https://www.google.com/maps?q=32.480607,-85.002491

## Listing Agent

- **Name:** Michael Terrell · **License:** 129247
- **Brokerage:** Realty River Cities III
- **Broker Phone:** (706) 221-6900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/420-20th-St_Phenix-City_AL_36867_M94611-41677?f=listhub&s=PCARAL&m=E103544&c=propsimple)

## Photos

![420 20th Ave - Photo 1](http://lh.rdcpix.com/21a735ad050139e5eadbd60e96aabf53l-f567420379r.jpg)

---

**MLS#:** E103544 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 East Alabama Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/420-20th-ave-phenix-city-al-36867-342609e372db4e3ca9b0fcb8b66d76dd)

---

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