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About This Home

This 2-bedroom, 2-bathroom single family at 420 W Ridge Drive in Murphy, NC is listed for $329,000 ($264 per sqft). Built in 1995, the home offers 1,248 sqft of living space on a 0.96 acres lot.

Agent Description

Charming 2-bedroom 2-bath chalet in Tarheel West. Conveniently located near downtown, shopping, dining, and schools. The bright open-concept living, dining, and kitchen area is highlighted by a beautiful stone gas-log fireplace and large windows. The main level offers a spacious bedroom, full bath, and laundry area.

Upstairs, the primary suite includes a private bath, cozy dormer nook, and its own balcony. Dormer windows provide additional natural light throughout the living space. Enjoy outdoor living with an open deck, covered porch, and screened porch on the main level. The home has a new HVAC (2025) and exterior was newly stained and a new roof in 2022. Situated on a state-maintained paved road just minutes from downtown. Fees are for shared well.

Key Features

  • Built in 1995
  • 0.96 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
1995

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,060/mo

20% down · 6.5% · 30 years

Principal$238
Interest$1,426
Insurance$96
HOA$300

Estimates only. Actual payments may vary.

Location

420 W Ridge Drive

Murphy, NC 28906

Tarheel West

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)DrywallInsulationLaundry on MainSmoke DetectorWalk-In Closet(s)Washer/Dryer ConnectionWindow Treatments

Property Details

Flooring

LaminateTile - Ceramic

Construction

Frame Wood Siding

Parking

GarageCarport

Heating

Fireplace(s)Heat Pump (Heating)Electric (Heating)Propane (Heating)

Cooling

Central AirElectricHeat Pump

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 420 W Ridge Drive is listed at $329,000 ($264/sqft). The estimated monthly payment is $1,726 based on 20% down at 6.5% interest.

HOA fees are $300/month.

Key features include: Built in 1995, 0.96 acre lot, 2 stories, Fireplace. Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Drywall.

This property is listed by Helen Russell and can be reached at 8283617486 or helen@exitmurphy.com.

HR

Helen Russell

Agent at EXIT Realty Mtn View Prop.

(828) 361-7486

Listed by EXIT Realty Mtn View Prop. · View on Broker Site

MLS# 155496· Source: listhub· Updated 124 days ago

Copyright © 2026 Mountain Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

420 W Ridge Drive, Murphy, NC 28906

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