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About This Home

This 2-bedroom, 2-bathroom condo at 4203 Indian Bayou Trail in Destin, FL is listed for $399,999 ($348 per sqft). Built in 2007, the home offers 1,150 sqft of living space on a N/A lot.

Agent Description

Welcome to Unit 1115 at The Palms of Destin where effortless coastal elegance meets resort-style living in the heart of Destin and less than a half mile from the white sugary sands of the Emerald Coast. Perfectly positioned as a rare ground-floor, corner end-unit with 10' ceilings, this condo can be used as a turn-key investment (short-term or long-term), second home, or primary residence and projects between $35-55k annually.

Everything conveys. This beautifully appointed 2-bedroom, 2-bath residence invites you into a light-filled, open-concept space designed for both relaxation and entertaining. From the moment you step inside, you'll notice fresh modern finishes, and coastal-inspired palette of soft whites, blues, and sandy neutrals creating a serene, beachside ambiance throughout.

You'll notice beautiful paintings and these are original artwork painted by a previous owner and they stay with the home. The kitchen flows seamlessly into the dining and living areas, highlighted by designer lighting and thoughtful touches that make the space feel both elevated and inviting.

The fridge is newer and offers an ice-maker on the exterior freezer door. Both bedrooms feature king-sized accommodations, offering comfort and privacy for owners and guests alike. What truly sets this residence apart is its expansive private patio with three separate access points from the living room and both bedrooms creating an effortless indoor-outdoor lifestyle.

The water heater and HVAC are less than 4 years old. Whether you're seeking a turnkey investment, second home, or full-time residence, this condo delivers with rental-ready furnishings, newer LVP flooring and tile in bathrooms and kitchen, and a layout designed for both comfort and income potential.

ALL items convey (everything you see in photos including furniture, appliances, kitchenware, electronics, artwork - except linens - they belong to the current property manager). COA fees cover water, electric, internet, TV, and trash so basically all utilities, including access/upkeep of all amenities at the Palms.

Step outside and you're just moments from the resort's stunning 11,000 sq ft lagoon pool, giving this unit a true "walk-out resort" feel that guests and owners absolutely love. Residents and guests of The Palms of Destin enjoy an unmatched suite of amenities, including: * A spectacular lagoon-style pool, heated pool, spa, and splash pad * On-site r

estaurant, bar, and coffee shop * Tennis, pickleball, and basketball courts * 24-hour fitness center and playground * Seasonal shuttle service to the beach, HarborWalk Village, and Destin Commons * Covered parking, EV charging stations, and nearby dog park Located less than 1/2 a mile from the sugar-white sands and emerald waters of the Emerald Coast, this is more than a property, it's your gateway to the Destin lifestyle.

Opportunities like this ground-floor, corner end-unit, walk-out to the pool are incredibly rare. Schedule your private showing today and experience it for yourself.

Key Features

  • Built in 2007

Property Details

2 full
#1115
2007

Amenities

EV ChargerA/C

Monthly Cost Estimate

$6,562/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$4,423

Estimates only. Actual payments may vary.

Location

4203 Indian Bayou Trail

Destin, FL 32541

THE PALMS OF DESTIN

Features & Amenities

Interior Features

Breakfast BarCeiling Tray/CofferdKitchen IslandPantryWasher/Dryer Hookup

Property Details

Flooring

TileLaminate

Construction

Stucco

Pool Features

Patio

Parking

Garage - Detached

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 4203 Indian Bayou Trail is listed at $399,999 ($348/sqft). The estimated monthly payment is $6,156 based on 20% down at 6.5% interest.

HOA fees are $4423/month.

Key features include: Built in 2007. Interior Features: Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island.

This property is listed by Shantel F Peterson and can be reached at 8505439000 or shell@dreamlifeagents.com.

SP

Shantel F Peterson

Agent at Real Broker LLC

(850) 543-9000

Listed by Real Broker LLC · View on Broker Site

MLS# 998322· Source: listhub· Updated 75 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4203 Indian Bayou Trail, Destin, FL 32541

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