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About This Home

This 5-bedroom, 7-bathroom single family at 4217 Fourth Street in Saint Simons Island, GA is listed for $4,450,000 ($679 per sqft). Built in 2026, the home offers 6,555 sqft of living space on a 0.15 acres lot.

Agent Description

Located on the corner of 4th Street and Dixon Lane in the highly desirable East Beach neighborhood, this newly constructed stucco residence blends timeless Mizner-inspired architecture with refined New York loft-style interiors, offering exceptional flexibility for entertaining, multigenerational living, or coastal retreat use just moments from the shoreline.

Designed across three levels and serviced by a private elevator, the home centers around a dramatic main living floor anchored by a striking see-through Pecky Cypress fireplace connecting the great room and dining space. A motorized ceiling-recessed TV lift allows the television to disappear into the ceiling and lower into position in front of the fireplace when desired-preserving the architectural focal point of the room when not in use.

The primary living level is thoughtfully arranged with multiple entertaining zones, including: -a statement show kitchen open to the great room and dining area -a separate bar area ideal for serving and gathering -a fully equipped scullery ("dirty kitchen") tucked behind the main kitchen, allowing prep and cooking to remain concealed while hosting.

Also located on the main living level is a primary suite, offering convenience and flexibility for owners or guests who prefer single-level living. The top floor features an additional, larger primary suite designed as a private retreat, complete with a spa-style bath featuring a freestanding soaking tub, separate walk-in shower, and two walk-in closets.

This level also includes a private office/study, a bunk room, and two additional spacious bedrooms-each with its own ensuite bath, providing comfort and privacy for family and guests alike. On the pool level, a spacious game room opens directly to the outdoor living areas and features a full additional kitchen, pool bath, and dedicated space for a future sauna.

This level is perfectly positioned to serve the pool, hot tub, and grilling areas and can easily function as a private guest suite or in-law apartment if desired. Across the home, approximately 1,500 square feet of covered porches extend the living space outdoors and create multiple shaded gathering areas designed for year-round coastal living.

Positioned just a short distance from the beach, the home enjoys excellent walkable proximity to East Beach access points along with distant peek-a-boo ocean views from the upper levels, offering light-filled coastal orientation while maintaining privacy.

Additional highlights include: -Private elevator servicing all floors, garage ramp -Whole-house generator -Two primary suites (main level and upper level) -Three kitchens (show kitchen, scullery kitchen, and pool-level kitchen) -Separate bar/serving area on main living level -Dedicated office/study -Bunk room with ensuite bath -Ensuite baths for ev

ery bedroom -See-through Pecky Cypress architectural fireplace -Ceiling-recessed motorized TV lift system -Expansive poolside game room opening to lanai -Pool bath on lower level -Space designed for future sauna installation -EV charger readiness -Approximately 1,500 square feet of covered porches -Thick roof tails and timeless stucco exterior deta

iling -Designer coastal finish palette throughout - Custom kitchen cabinets, built out closets, and more. -Corner lot location at 4th Street and Dixon Lane A rare opportunity to own a newly constructed East Beach St. Simons Island residence combining architectural character, structural upgrades, dual primary suites, and seamless indoor-outdoor entertaining just moments from the ocean.

Key Features

  • Built in 2026
  • 0.15 acre lot
  • Private pool
  • Fireplace

Property Details

6 full, 1 half
2026

Amenities

PoolEV ChargerFireplaceSpa

Monthly Cost Estimate

$23,800/mo

20% down · 6.5% · 30 years

Principal$3,218
Interest$19,283
Insurance$1,298

Estimates only. Actual payments may vary.

Location

4217 Fourth Street

Saint Simons Island, GA 31522

East Beach

Features & Amenities

Interior Features

Built-in FeaturesCoffered Ceiling(s)ElevatorHigh CeilingsIn-Law FloorplanPantryVaulted Ceiling(s)Wet BarWalk-In Closet(s)Separate ShowerPrimary SuiteSitting AreaKitchen Island

Exterior Features

Outdoor ShowerPrivate YardSmart Lock(s)

Property Details

Flooring

WoodTile

Construction

Stucco

Pool Features

PatioPorch

Parking

Alley

Appliances

DisposalDishwasherIce MakerRangeRefrigeratorRange HoodWasherWine CoolerWasher/Dryer Stacked

Questions & Answers

This 5-bedroom, 7-bathroom single family at 4217 Fourth Street is listed at $4,450,000 ($679/sqft). The estimated monthly payment is $19,283 based on 20% down at 6.5% interest.

Key features include: Built in 2026, 0.15 acre lot, Private pool, Fireplace. Interior Features: Built-in Features, Coffered Ceiling(s), Elevator. Exterior Features: Outdoor Shower, Private Yard, Smart Lock(s).

This property is listed by Michael Banker, LLC and can be reached at 9126381808 or mike@bankerre.com.

ML

Michael Banker, LLC

Agent at Banker Real Estate

(912) 638-1808

Listed by Banker Real Estate · View on Broker Site

MLS# 2000145· Source: listhub· Updated 10 days ago

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4217 Fourth Street, Saint Simons Island, GA 31522

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