# 423 S Farmer Street, Otsego, MI 49078

> **TL;DR:** 2bd/1ba single family, $189,000 ($126/sqft), built 1903, 1,503 sqft. Est. $1,011/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $189,000 |
| Price/sqft | $126 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,503 |
| Year Built | 1903 |
| Lot Size | 13,504 sqft (0.31 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 10 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $956 |
| Estimated Insurance | $55 |
| **Total** | **$1,011** |

## Property Highlights

- Built in 1903
- 0.31 acre lot
- 2 stories

## Description

### Agent Description
Welcome to 423 S. Farmer Street in the heart of Otsego! This charming 2-bedroom, 1-bath home offers approximately 1,503 square feet of living space with valuable exterior updates, including a new roof in 2019 and siding in 2021. Conveniently located near downtown Otsego, you'll enjoy easy access to local shopping, dining, parks, and everyday amenities. Whether you're looking for your first home, downsizing, or simply searching for a place to make your own, this property offers a wonderful opportunity. Schedule your showing today!

## Location

- **Address:** 423 S Farmer Street, Otsego, MI 49078
- **County:** Allegan
- **Coordinates:** 42.456322, -85.698043
- **Google Maps:** https://www.google.com/maps?q=42.456322,-85.698043

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/b145a7ea-4355-4557-ab8e-1630f4448ba8?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Caleb J Culbertson
- **Brokerage:** Real Broker LLC
- **Broker Phone:** 8554500442
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/423-S-Farmer-St_Otsego_MI_49078_M35056-33087?f=listhub&s=GRARMI&m=26056690&c=propsimple)

## Photos

![423 S Farmer Street - Photo 1](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f601893368r.jpg)

![423 S Farmer Street - Photo 2](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f2345396452r.jpg)

![423 S Farmer Street - Photo 3](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f3992592143r.jpg)

![423 S Farmer Street - Photo 4](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f3141772092r.jpg)

![423 S Farmer Street - Photo 5](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f1802873244r.jpg)

![423 S Farmer Street - Photo 6](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f2703748049r.jpg)

![423 S Farmer Street - Photo 7](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f2386512972r.jpg)

![423 S Farmer Street - Photo 8](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f1675015671r.jpg)

![423 S Farmer Street - Photo 9](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f5567201r.jpg)

![423 S Farmer Street - Photo 10](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f1952718217r.jpg)

![423 S Farmer Street - Photo 11](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f3341460625r.jpg)

![423 S Farmer Street - Photo 12](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f2684439288r.jpg)

![423 S Farmer Street - Photo 13](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f300449298r.jpg)

![423 S Farmer Street - Photo 14](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f3766428624r.jpg)

![423 S Farmer Street - Photo 15](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f152603699r.jpg)

![423 S Farmer Street - Photo 16](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f3861497153r.jpg)

![423 S Farmer Street - Photo 17](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f1877883683r.jpg)

![423 S Farmer Street - Photo 18](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f3410947504r.jpg)

![423 S Farmer Street - Photo 19](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f827525593r.jpg)

![423 S Farmer Street - Photo 20](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f226754474r.jpg)

![423 S Farmer Street - Photo 21](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f1892606641r.jpg)

![423 S Farmer Street - Photo 22](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f2516612799r.jpg)

![423 S Farmer Street - Photo 23](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f1513939033r.jpg)

![423 S Farmer Street - Photo 24](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f366971986r.jpg)

![423 S Farmer Street - Photo 25](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f4274032276r.jpg)

![423 S Farmer Street - Photo 26](http://lh.rdcpix.com/f5ff5a8d6af4231b740977978c1ba987l-f2888229357r.jpg)

---

**MLS#:** 26056690 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/423-s-farmer-street-otsego-mi-49078-c57acc3c98cf43db8e198ca4bd238bcf)

---

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