# 42320 Saddleback Trail, Punta Gorda, FL 33982 > **TL;DR:** 3bd/3ba single family, $469,000 ($211/sqft), built 2020, 2,220 sqft. > EV Charger, Waterfront, View, A/C. Est. $2,917/mo. Listed 1 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $469,000 | | Price/sqft | $211 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,220 | | Year Built | 2020 | | Lot Size | 10,890 sqft (0.25 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 1 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake - **EV Charger** - Electric vehicle ready ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,372 | | Estimated Insurance | $137 | | HOA | $408 | | **Total** | **$2,917** | ## Key Amenities - EV Charger - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2020 - 0.25 acre lot - Waterfront ## Description ### Agent Description Water views, tile throughout, and just 0.3 miles to Founder's Square and the new B Street dining and shopping district. Welcome to 42320 Saddleback Trail, an upgraded Rosewood floor plan in Lake Timber, the founding neighborhood of Babcock Ranch. This 2,220 sq ft home offers three bedrooms, three full baths, a den, and a two-car garage. A covered front porch leads into a foyer and an open great room. The kitchen features a large center island, upgraded cabinetry and backsplash, and water filtration to both the sink and refrigerator. Cohesive plank tile flooring runs through the entire home. Sliding glass doors open to an extended covered lanai with water views, privacy screens, and plenty of space to add a pool. The primary suite includes two walk-in closets, dual vanities, a soaking tub, and a walk-in shower. Both secondary bedrooms have their own en-suite bath, and the den works as a home office or study. Upgrades include custom wood closet shelving, extra shoe storage, a whole-house surge protector, Kevlar screened-in front entryway, video doorbell, MyQ app-enabled garage door, and an EV charging connection in the garage. Storm protection includes accordion hurricane shutters, an impact-rated front window, and metal roll-down hurricane shutters on the lanai. Lake Timber is an established neighborhood with one master association fee and no separate neighborhood HOA. Enjoy convenient access to SR 31 and I-75, connecting you to Fort Myers, Punta Gorda, and Naples. Residents can take advantage of Lake Timber Lodge, featuring a zero-entry pool and playground overlooking 80-acre Lake Timber, plus full access to Babcock Ranch's master amenities and lifestyle events, nearby Publix, The Shoppes at Yellow Pine, The PKWY parks, miles of trails, Babcock Neighborhood School, and the future MidTown Marketplace. All within Babcock Ranch, "America's first solar-powered town" and one of the nation's top-selling master-planned communities, Lake Timber offers a connected lifestyle with everyday conveniences close to home. ## Location - **Address:** 42320 Saddleback Trail, Punta Gorda, FL 33982 - **County:** Charlotte - **Neighborhood:** LAKE TIMBER - **Coordinates:** 26.784539, -81.750428 - **Google Maps:** https://www.google.com/maps?q=26.784539,-81.750428 ## Virtual Tour & Media - **Video Tour:** https://www.youtube.com/watch?v=GrRb-6EHrvY ## Listing Agent - **Name:** John Garuti · **License:** 258028846 - **Brokerage:** EXP Realty LLC - **Broker Phone:** (352) 257-1106 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/42320-Saddleback-Trl_Punta-Gorda_FL_33982_M63201-22202?f=listhub&s=FMSWFL&m=2026045203&c=propsimple) ## Photos ![42320 Saddleback Trail - Photo 1](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1608487147r.jpg) ![42320 Saddleback Trail - Photo 2](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3790382037r.jpg) ![42320 Saddleback Trail - Photo 3](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3378433496r.jpg) ![42320 Saddleback Trail - Photo 4](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3739988516r.jpg) ![42320 Saddleback Trail - Photo 5](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f4083704717r.jpg) ![42320 Saddleback Trail - Photo 6](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f817584403r.jpg) ![42320 Saddleback Trail - Photo 7](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f105555723r.jpg) ![42320 Saddleback Trail - Photo 8](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2285196085r.jpg) ![42320 Saddleback Trail - Photo 9](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2380394678r.jpg) ![42320 Saddleback Trail - Photo 10](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3654099978r.jpg) ![42320 Saddleback Trail - Photo 11](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f635501976r.jpg) ![42320 Saddleback Trail - Photo 12](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2385167223r.jpg) ![42320 Saddleback Trail - Photo 13](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f36694178r.jpg) ![42320 Saddleback Trail - Photo 14](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3587970472r.jpg) ![42320 Saddleback Trail - Photo 15](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1720467972r.jpg) ![42320 Saddleback Trail - Photo 16](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1354834373r.jpg) ![42320 Saddleback Trail - Photo 17](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f4164489767r.jpg) ![42320 Saddleback Trail - Photo 18](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f47903435r.jpg) ![42320 Saddleback Trail - Photo 19](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2962140911r.jpg) ![42320 Saddleback Trail - Photo 20](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f407903583r.jpg) ![42320 Saddleback Trail - Photo 21](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f476818555r.jpg) ![42320 Saddleback Trail - Photo 22](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2845853713r.jpg) ![42320 Saddleback Trail - Photo 23](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1915165649r.jpg) ![42320 Saddleback Trail - Photo 24](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f228577248r.jpg) ![42320 Saddleback Trail - Photo 25](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3628352835r.jpg) ![42320 Saddleback Trail - Photo 26](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2077190298r.jpg) ![42320 Saddleback Trail - Photo 27](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f56251856r.jpg) ![42320 Saddleback Trail - Photo 28](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1947930302r.jpg) ![42320 Saddleback Trail - Photo 29](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1285874480r.jpg) ![42320 Saddleback Trail - Photo 30](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1581288025r.jpg) ![42320 Saddleback Trail - Photo 31](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1790187278r.jpg) ![42320 Saddleback Trail - Photo 32](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3489636242r.jpg) ![42320 Saddleback Trail - Photo 33](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f2380889662r.jpg) ![42320 Saddleback Trail - Photo 34](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f3524425090r.jpg) ![42320 Saddleback Trail - Photo 35](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f145665049r.jpg) ![42320 Saddleback Trail - Photo 36](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1705497080r.jpg) ![42320 Saddleback Trail - Photo 37](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f151704386r.jpg) ![42320 Saddleback Trail - Photo 38](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f410403349r.jpg) ![42320 Saddleback Trail - Photo 39](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1601307174r.jpg) ![42320 Saddleback Trail - Photo 40](http://lh.rdcpix.com/3300700fb38e8cb661dd43d69ec2edb6l-f1785764284r.jpg) --- **MLS#:** 2026045203 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/42320-saddleback-trail-punta-gorda-fl-33982-64be28a844a2498d8a5161e183c10cf5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/42320-saddleback-trail-punta-gorda-fl-33982-64be28a844a2498d8a5161e183c10cf5#listing", "url": "https://www.propertysimple.ai/listing/42320-saddleback-trail-punta-gorda-fl-33982-64be28a844a2498d8a5161e183c10cf5", "name": "42320 Saddleback Trail, Punta Gorda, FL 33982", "description": "Water views, tile throughout, and just 0.3 miles to Founder's Square and the new B Street dining and shopping district. Welcome to 42320 Saddleback Trail, an upgraded Rosewood floor plan in Lake Timber, the founding neighborhood of Babcock Ranch. This 2,220 sq ft home offers three bedrooms, three full baths, a den, and a two-car garage. A covered front porch leads into a foyer and an open great room. The kitchen features a large center island, upgraded cabinetry and backsplash, and water filtration to both the sink and refrigerator. Cohesive plank tile flooring runs through the entire home. Sliding glass doors open to an extended covered lanai with water views, privacy screens, and plenty of space to add a pool. The primary suite includes two walk-in closets, dual vanities, a soaking tub, and a walk-in shower. Both secondary bedrooms have their own en-suite bath, and the den works as a home office or study. Upgrades include custom wood closet shelving, extra shoe storage, a whole-house surge protector, Kevlar screened-in front entryway, video doorbell, MyQ app-enabled garage door, and an EV charging connection in the garage. Storm protection includes accordion hurricane shutters, an impact-rated front window, and metal roll-down hurricane shutters on the lanai. Lake Timber is an established neighborhood with one master association fee and no separate neighborhood HOA. Enjoy convenient access to SR 31 and I-75, connecting you to Fort Myers, Punta Gorda, and Naples. Residents can take advantage of Lake Timber Lodge, featuring a zero-entry pool and playground overlooking 80-acre Lake Timber, plus full access to Babcock Ranch's master amenities and lifestyle events, nearby Publix, The Shoppes at Yellow Pine, The PKWY parks, miles of trails, Babcock Neighborhood School, and the future MidTown Marketplace. 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