# 424 N 2nd Street, Saint Charles, MO 63301 > **TL;DR:** commercial, $850,000, built 1890. Est. $4,546/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $850,000 | | Year Built | 1890 | | Lot Size | 7,501 sqft (0.17 acres) | | Stories | 2 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,298 | | Estimated Insurance | $248 | | **Total** | **$4,546** | ## Property Highlights - Built in 1890 - 0.17 acre lot - 2 stories ## Description ### Agent Description Rare opportunity to own a distinctive commercial property in the Business District of St. Charles. Ideally positioned between St. Charles Historic Main Street and Frenchtown, this approximately 2,600 SF designated historic building offers character, charm, functionality and flexibility in a professional office setting. The main level features four flexible office/work spaces, kitchen and half bath, while the upper level provides three additional spaces, kitchenette and half bath. The walk-out basement offers additional storage or flexible-use space. Private parking includes a lot for 8 cars plus 2 additional spaces near the side entrance. Multiple entrances provide added flexibility for multiple work areas or potential shared-use configurations. Located next to the County Courthouse, this is an ideal setting for a law firm, real estate office, financial or insurance professional, or other professional business. Adding to the appeal is the significant investment and transformation underway throughout the surrounding area. Just steps from the new City Centre Complex (C3), the property sits in the path of major improvements designed to better connect Historic Main Street, Second Street, Frenchtown and the riverfront. Own a piece of historic St. Charles while positioning your business for what's next. ## Location - **Address:** 424 N 2nd Street, Saint Charles, MO 63301 - **County:** St. Charles - **Neighborhood:** City/Stcharles - **Coordinates:** 38.784646, -90.480588 - **Google Maps:** https://www.google.com/maps?q=38.784646,-90.480588 ## Virtual Tour & Media - **Video Tour:** https://iframe.videodelivery.net/1636ff5059a4d460db318a45d9da7ef4 ## Listing Agent - **Name:** Katie Urbanowicz - **Brokerage:** Berkshire Hathaway HomeServices Select Properties - **Broker Phone:** 6367201100 ## Photos ![424 N 2nd Street - Photo 1](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1558298549r.jpg) ![424 N 2nd Street - Photo 2](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3057511408r.jpg) ![424 N 2nd Street - Photo 3](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3548975959r.jpg) ![424 N 2nd Street - Photo 4](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3511361378r.jpg) ![424 N 2nd Street - Photo 5](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3236227325r.jpg) ![424 N 2nd Street - Photo 6](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f2380695360r.jpg) ![424 N 2nd Street - Photo 7](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3475371827r.jpg) ![424 N 2nd Street - Photo 8](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f488844315r.jpg) ![424 N 2nd Street - Photo 9](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1754627898r.jpg) ![424 N 2nd Street - Photo 10](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3870706840r.jpg) ![424 N 2nd Street - Photo 11](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f2543515362r.jpg) ![424 N 2nd Street - Photo 12](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f508550632r.jpg) ![424 N 2nd Street - Photo 13](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1405236643r.jpg) ![424 N 2nd Street - Photo 14](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3843849324r.jpg) ![424 N 2nd Street - Photo 15](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1360487702r.jpg) ![424 N 2nd Street - Photo 16](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3877441863r.jpg) ![424 N 2nd Street - Photo 17](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f4217469335r.jpg) ![424 N 2nd Street - Photo 18](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f162220644r.jpg) ![424 N 2nd Street - Photo 19](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f2185409557r.jpg) ![424 N 2nd Street - Photo 20](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f2627565949r.jpg) ![424 N 2nd Street - Photo 21](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f480519696r.jpg) ![424 N 2nd Street - Photo 22](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f4047211042r.jpg) ![424 N 2nd Street - Photo 23](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3592980696r.jpg) ![424 N 2nd Street - Photo 24](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f2124934339r.jpg) ![424 N 2nd Street - Photo 25](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3321839396r.jpg) ![424 N 2nd Street - Photo 26](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f412477734r.jpg) ![424 N 2nd Street - Photo 27](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1772542691r.jpg) ![424 N 2nd Street - Photo 28](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3012290933r.jpg) ![424 N 2nd Street - Photo 29](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1352743022r.jpg) ![424 N 2nd Street - Photo 30](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f782763569r.jpg) ![424 N 2nd Street - Photo 31](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f3293308422r.jpg) ![424 N 2nd Street - Photo 32](http://lh.rdcpix.com/02a3196fd386d76b228100dce39e93c0l-f1120470925r.jpg) --- **MLS#:** 26056817 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/424-n-2nd-street-saint-charles-mo-63301-e9a6986c3f9a4db488d5cca5056775c2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/424-n-2nd-street-saint-charles-mo-63301-e9a6986c3f9a4db488d5cca5056775c2#listing", "url": "https://www.propertysimple.ai/listing/424-n-2nd-street-saint-charles-mo-63301-e9a6986c3f9a4db488d5cca5056775c2", "name": "424 N 2nd Street, Saint Charles, MO 63301", "description": "Rare opportunity to own a distinctive commercial property in the Business District of St. Charles. Ideally positioned between St. Charles Historic Main Street and Frenchtown, this approximately 2,600 SF designated historic building offers character, charm, functionality and flexibility in a professional office setting. The main level features four flexible office/work spaces, kitchen and half bath, while the upper level provides three additional spaces, kitchenette and half bath. The walk-out basement offers additional storage or flexible-use space. Private parking includes a lot for 8 cars plus 2 additional spaces near the side entrance. Multiple entrances provide added flexibility for multiple work areas or potential shared-use configurations. Located next to the County Courthouse, this is an ideal setting for a law firm, real estate office, financial or insurance professional, or other professional business. Adding to the appeal is the significant investment and transformation underway throughout the surrounding area. 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