# 424 Otsego Street, Ilion, NY 13357

> **TL;DR:** 2bd/1ba single family, $158,000 ($165/sqft), built 1925, 958 sqft.
> Hardwood. Est. $845/mo. Listed 28 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $158,000 |
| Price/sqft | $165 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 958 |
| Year Built | 1925 |
| Lot Size | 5,998 sqft (0.14 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 28 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $799 |
| Estimated Insurance | $46 |
| **Total** | **$845** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1925
- 0.14 acre lot
- 2 stories

## Description

### Agent Description
Welcome to 424 Otsego Street in Ilion, a charming 2-bedroom home offering comfortable living spaces, a great outdoor setup, and plenty of opportunity to make it your own. Step inside to a warm and inviting interior featuring a spacious living area, dedicated dining room, and a functional kitchen with plenty of cabinetry and workspace. Upstairs, you'll find two bedrooms and a full bathroom, creating a practical separation between everyday living and private space. Outside is where this property really shines! Enjoy a large rear deck with plenty of room for outdoor dining, entertaining, or simply relaxing while overlooking the yard. A detached garage/outbuilding and driveway provide valuable off-street parking and additional storage, while the manageable lawn offers room to garden, gather, or enjoy the warmer months. Conveniently located in the Village of Ilion with easy access to local amenities, shopping, schools, and surrounding Mohawk Valley communities, this home is a great opportunity for buyers looking to put their own finishing touches on a property with plenty of potential. Owner is selling the property AS IS. All appliances are negotiable.

## Location

- **Address:** 424 Otsego Street, Ilion, NY 13357
- **County:** Herkimer
- **Coordinates:** 43.002638, -75.045199
- **Google Maps:** https://www.google.com/maps?q=43.002638,-75.045199

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1708561

## Listing Agent

- **Name:** Brandon Mosher · **License:** 10301224028
- **Brokerage:** River Hills Properties LLC
- **Phone:** 3158684596
- **Broker Phone:** (315) 868-6719
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/424-Otsego-St_Ilion_NY_13357_M34822-46493?f=listhub&s=BNARNY&m=S1708561&c=propsimple)

## Photos

![424 Otsego Street - Photo 1](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3143482582r.jpg)

![424 Otsego Street - Photo 2](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1391478555r.jpg)

![424 Otsego Street - Photo 3](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2485424623r.jpg)

![424 Otsego Street - Photo 4](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2784133106r.jpg)

![424 Otsego Street - Photo 5](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3024976776r.jpg)

![424 Otsego Street - Photo 6](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1564767042r.jpg)

![424 Otsego Street - Photo 7](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f59491606r.jpg)

![424 Otsego Street - Photo 8](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3243241599r.jpg)

![424 Otsego Street - Photo 9](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1355066350r.jpg)

![424 Otsego Street - Photo 10](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2340999714r.jpg)

![424 Otsego Street - Photo 11](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3829695893r.jpg)

![424 Otsego Street - Photo 12](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1162754257r.jpg)

![424 Otsego Street - Photo 13](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f4003930102r.jpg)

![424 Otsego Street - Photo 14](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f4166879631r.jpg)

![424 Otsego Street - Photo 15](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f243676724r.jpg)

![424 Otsego Street - Photo 16](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3776017177r.jpg)

![424 Otsego Street - Photo 17](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2692682709r.jpg)

![424 Otsego Street - Photo 18](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f804770809r.jpg)

![424 Otsego Street - Photo 19](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1650035433r.jpg)

![424 Otsego Street - Photo 20](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f4067963910r.jpg)

![424 Otsego Street - Photo 21](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2135249168r.jpg)

![424 Otsego Street - Photo 22](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1294359221r.jpg)

![424 Otsego Street - Photo 23](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3261362690r.jpg)

![424 Otsego Street - Photo 24](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1417987099r.jpg)

![424 Otsego Street - Photo 25](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1892900595r.jpg)

![424 Otsego Street - Photo 26](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2962984105r.jpg)

![424 Otsego Street - Photo 27](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2572580682r.jpg)

![424 Otsego Street - Photo 28](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f74039442r.jpg)

![424 Otsego Street - Photo 29](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1882799518r.jpg)

![424 Otsego Street - Photo 30](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2610965534r.jpg)

![424 Otsego Street - Photo 31](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3051294088r.jpg)

![424 Otsego Street - Photo 32](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f621820503r.jpg)

![424 Otsego Street - Photo 33](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2030786342r.jpg)

![424 Otsego Street - Photo 34](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2974958055r.jpg)

![424 Otsego Street - Photo 35](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1391122391r.jpg)

![424 Otsego Street - Photo 36](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f644497826r.jpg)

![424 Otsego Street - Photo 37](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1623445582r.jpg)

![424 Otsego Street - Photo 38](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1947879468r.jpg)

![424 Otsego Street - Photo 39](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3190017985r.jpg)

![424 Otsego Street - Photo 40](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f3211654091r.jpg)

![424 Otsego Street - Photo 41](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2414010671r.jpg)

![424 Otsego Street - Photo 42](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2404168618r.jpg)

![424 Otsego Street - Photo 43](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2711179140r.jpg)

![424 Otsego Street - Photo 44](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f1030312639r.jpg)

![424 Otsego Street - Photo 45](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f872707665r.jpg)

![424 Otsego Street - Photo 46](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f2166319524r.jpg)

![424 Otsego Street - Photo 47](http://lh.rdcpix.com/dcfe8b49e449581fea1352a1f96a4ff1l-f866343872r.jpg)

---

**MLS#:** S1708561 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/424-otsego-street-ilion-ny-13357-s1708561)

---

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