# 4245 W 4th Street, Waterloo, IA 50701

> **TL;DR:** 4bd/2ba single family, $314,900 ($151/sqft), built 1919, 2,086 sqft.
> A/C. Est. $1,684/mo. Listed 105 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $314,900 |
| Price/sqft | $151 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,086 |
| Year Built | 1919 |
| Lot Size | 22,259 sqft (0.51 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 105 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,592 |
| Estimated Insurance | $92 |
| **Total** | **$1,684** |

## Nearby Schools

- **Elementary:** Orange Elementary
- **Middle:** Hoover Intermediate
- **High:** West High - Waterloo

## Key Amenities

- A/C

## Property Highlights

- Built in 1919
- 0.51 acre lot

## Description

### Agent Description
Looking for space with a country feel while still being in town? This beautiful 4-bedroom, 2-bath home sits on a half-acre lot and offers the best of both worlds. Built in 1919, this home has been thoughtfully updated while keeping all the character that makes it special. The third-floor primary bedroom has just been remodeled, and you'll love the original woodwork, a gorgeous pocket door in the main room, and vintage door handles throughout the home. The rooms are spacious and full of natural light. The kitchen and bathrooms have been updated with modern cabinets, countertops, and finishes, so you get today's conveniences without losing the home's charm. Roof and siding were replaced in 2025. HVAC was replaced in 2021. Updated electrical and plumbing througout the entire house. Outside, you'll appreciate the new siding and roof, along with the large yard that's perfect for relaxing, gardening, kids, or pets. This home has been very well cared for and is truly move-in ready. If you've been looking for a home with plenty of space, classic charm, and modern updates, this one is definitely worth a look! Come see it for yourself, you won't want to leave!"

## Location

- **Address:** 4245 W 4th Street, Waterloo, IA 50701
- **County:** Black Hawk
- **Coordinates:** 42.453689, -92.395586
- **Google Maps:** https://www.google.com/maps?q=42.453689,-92.395586

## Listing Agent

- **Name:** Kami Kirkland
- **Brokerage:** eXp Realty, LLC
- **Broker Phone:** (833) 835-5566
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4245-W-4th-St_Waterloo_IA_50701_M92438-03928?f=listhub&s=WCFBORIA&m=20263332&c=propsimple)

## Photos

![4245 W 4th Street - Photo 1](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f630233700r.jpg)

![4245 W 4th Street - Photo 2](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1527691695r.jpg)

![4245 W 4th Street - Photo 3](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2139551316r.jpg)

![4245 W 4th Street - Photo 4](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1846173732r.jpg)

![4245 W 4th Street - Photo 5](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f489733151r.jpg)

![4245 W 4th Street - Photo 6](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1783419927r.jpg)

![4245 W 4th Street - Photo 7](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2911578139r.jpg)

![4245 W 4th Street - Photo 8](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3308107193r.jpg)

![4245 W 4th Street - Photo 9](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3771393969r.jpg)

![4245 W 4th Street - Photo 10](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3188462568r.jpg)

![4245 W 4th Street - Photo 11](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3174479764r.jpg)

![4245 W 4th Street - Photo 12](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2433163668r.jpg)

![4245 W 4th Street - Photo 13](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3522154397r.jpg)

![4245 W 4th Street - Photo 14](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2977172086r.jpg)

![4245 W 4th Street - Photo 15](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2460193480r.jpg)

![4245 W 4th Street - Photo 16](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2456805157r.jpg)

![4245 W 4th Street - Photo 17](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1840857098r.jpg)

![4245 W 4th Street - Photo 18](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1770868338r.jpg)

![4245 W 4th Street - Photo 19](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2660625243r.jpg)

![4245 W 4th Street - Photo 20](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1791510964r.jpg)

![4245 W 4th Street - Photo 21](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f271358262r.jpg)

![4245 W 4th Street - Photo 22](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2592093578r.jpg)

![4245 W 4th Street - Photo 23](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3595174837r.jpg)

![4245 W 4th Street - Photo 24](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2438439476r.jpg)

![4245 W 4th Street - Photo 25](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2603190133r.jpg)

![4245 W 4th Street - Photo 26](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f861247637r.jpg)

![4245 W 4th Street - Photo 27](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f963422185r.jpg)

![4245 W 4th Street - Photo 28](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3104776514r.jpg)

![4245 W 4th Street - Photo 29](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1652891973r.jpg)

![4245 W 4th Street - Photo 30](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f1138926503r.jpg)

![4245 W 4th Street - Photo 31](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f728271159r.jpg)

![4245 W 4th Street - Photo 32](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f3276183066r.jpg)

![4245 W 4th Street - Photo 33](http://lh.rdcpix.com/96ecf5c0a63b90b2c07fdb7de10e87d3l-f2000430179r.jpg)

---

**MLS#:** 20263332 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4245-w-4th-street-waterloo-ia-50701-a37b0806ec4b431899c79c567e8d5b8e)

---

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