Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 425 Ayers Creek Drive in Toccoa, GA is listed for $409,900 ($193 per sqft). Built in 2026, the home offers 2,120 sqft of living space on a 1.52 acres lot.

Agent Description

Offering 3 bedrooms, 2.5 baths, this home is designed to fit a variety of lifestyles. The inviting living room features a wood-burning fireplace, creating the perfect space for gathering with family and friends. Craftsman-style finishes throughout add timeless character and appeal.

The well-appointed kitchen showcases granite countertops, custom cabinetry, and ample workspace for everyday living and entertaining. Conveniently located on the main level, the primary suite serves as a private retreat with a luxurious tiled shower, tiled flooring, cultured marble countertops, and a spacious walk-in closet.

Upstairs, the finished bonus room offers endless possibilities to customize the space to meet your needs. Additional features include durable LVP flooring in the main living areas, plush carpet in the bedrooms, cement siding with masonry accents for lasting beauty and durability, and a covered back porch perfect for relaxing or entertaining outdoors.

Located in a vibrant community, the Caroline plan offers the perfect combination of modern convenience and classic charm. Home is currently under construction and scheduled for completion by September 2026. Builder and lender incentives are available. This home qualifies for 100% financing with approved credit and requires only $1,000 earnest money to go under contract.

Key Features

  • Built in 2026
  • 1.52 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
2026

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,192/mo

20% down · 6.5% · 30 years

Principal$296
Interest$1,776
Insurance$120

Estimates only. Actual payments may vary.

Location

425 Ayers Creek Drive

Toccoa, GA 30577

Ayers Creek

Features & Amenities

Interior Features

BookcasesDouble VanityHigh CeilingsMaster On Main LevelSeparate ShowerSoaking TubSplit Bedroom PlanTile BathTray Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

VinylCarpet

Construction

Concrete

Pool Features

Porch

Parking

GarageOpen

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

CooktopDishwasherElectric Water HeaterMicrowaveRange

Questions & Answers

This 3-bedroom, 3-bathroom single family at 425 Ayers Creek Drive is listed at $409,900 ($193/sqft). The estimated monthly payment is $1,776 based on 20% down at 6.5% interest.

Key features include: Built in 2026, 1.52 acre lot, Fireplace. Interior Features: Bookcases, Double Vanity, High Ceilings.

This property is listed by Stephen P Caudell and can be reached at 7064913245 or scaudell@hammockrealtyng.com.

SC

Stephen P Caudell

Agent at Hammock Realty North Georgia

(706) 491-3245

Listed by Hammock Realty North Georgia

MLS# 10781922· Source: listhub· Updated 2 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

425 Ayers Creek Drive, Toccoa, GA 30577

Open this listing in: