About This Home

Built in 1920, this two-story single-family home offers 972 square feet of living space on a 0.14-acre lot in Spencer, Iowa. The layout includes two bedrooms and one bathroom, with forced-air heating. Priced at $35,000, the property is suited to a buyer with handyman or TLC skills who is ready to work with an older home.

Its two-story design and established construction date provide a straightforward starting point for updates and improvements. Located at 425 E 12th Streets, the home sits within Spencer and offers an opportunity to take on a residential project with a defined footprint. The property’s existing features, including its two bedrooms, one bathroom, forced-air system, and lot size, provide the basic framework for future work. Additional details about the home’s condition or improvements are not provided.

Key Features

  • Built in 1920
  • 0.14 acre lot
  • 2 stories

Property Details

2 stories
1 full
1920
Listing Description

Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up.

Monthly Cost Estimate

$187/mo

20% down · 6.5% · 30 years

Principal$25
Interest$152
Insurance$10

Estimates only. Actual payments may vary.

Location

425 E 12th Streets

Spencer, IA 51301

Property Details

Construction

Stucco

Heating

Forced Air

Questions & Answers

This 2-bedroom, 1-bathroom single family at 425 E 12th Streets is listed at $35,000 ($36/sqft). The estimated monthly payment is $187 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1920, 0.14 acre lot, 2 stories.

This property is listed by John Goede and can be reached at 7122601197.

JG

John Goede

Agent at Century 21 Jacobsen Real Estate

(712) 260-1197

Listed by Century 21 Jacobsen Real Estate · Broker phone: (712) 260-1197 · View on Broker Site

MLS# 260365· Source: Iowa Great Lakes Board of Realtors· 115 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

425 E 12th Streets, Spencer, IA 51301

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