# 425 E 12th Streets, Spencer, IA 51301 > **TL;DR:** 2bd/1ba single family, $35,000 ($36/sqft), built 1920, 972 sqft. Est. $187/mo. Listed 140 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $35,000 | | Price/sqft | $36 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 972 | | Year Built | 1920 | | Lot Size | 6,107 sqft (0.14 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 140 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $177 | | Estimated Insurance | $10 | | **Total** | **$187** | ## Property Highlights - Built in 1920 - 0.14 acre lot - 2 stories ## Description ### AI Summary Built in 1920, this two-story single-family home offers 972 square feet of living space on a 0.14-acre lot in Spencer, Iowa. The layout includes two bedrooms and one bathroom, with forced-air heating. Priced at $35,000, the property is suited to a buyer with handyman or TLC skills who is ready to work with an older home. Its two-story design and established construction date provide a straightforward starting point for updates and improvements. Located at 425 E 12th Streets, the home sits within Spencer and offers an opportunity to take on a residential project with a defined footprint. The property’s existing features, including its two bedrooms, one bathroom, forced-air system, and lot size, provide the basic framework for future work. Additional details about the home’s condition or improvements are not provided. ### Agent Description Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up. ## Location - **Address:** 425 E 12th Streets, Spencer, IA 51301 - **County:** Clay - **Coordinates:** 43.1502398, -95.1385846 - **Google Maps:** https://www.google.com/maps?q=43.1502398,-95.1385846 ## Listing Agent - **Name:** John Goede - **Brokerage:** Century 21 Jacobsen Real Estate - **Phone:** 7122601197 - **Broker Phone:** (712) 260-1197 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/425-E-12th-St_Spencer_IA_51301_M74400-44263?f=listhub&s=IGLBORIA&m=260365&c=propsimple) ## Photos ![425 E 12th Streets - Photo 1](http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3327005177r.jpg) ![425 E 12th Streets - Photo 2](http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f848068141r.jpg) ![425 E 12th Streets - Photo 3](http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f4051398455r.jpg) ![425 E 12th Streets - Photo 4](http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3558636110r.jpg) ![425 E 12th Streets - Photo 5](http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f490485950r.jpg) ![425 E 12th Streets - Photo 6](http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f794928762r.jpg) --- **MLS#:** 260365 | **Updated:** 2026-07-03 **Source:** listhub *Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365#listing", "url": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365", "name": "425 E 12th Streets, Spencer, IA 51301", "description": "Built in 1920, this two-story single-family home offers 972 square feet of living space on a 0.14-acre lot in Spencer, Iowa. The layout includes two bedrooms and one bathroom, with forced-air heating. Priced at $35,000, the property is suited to a buyer with handyman or TLC skills who is ready to work with an older home. Its two-story design and established construction date provide a straightforward starting point for updates and improvements. Located at 425 E 12th Streets, the home sits within Spencer and offers an opportunity to take on a residential project with a defined footprint. The property’s existing features, including its two bedrooms, one bathroom, forced-air system, and lot size, provide the basic framework for future work. Additional details about the home’s condition or improvements are not provided.", "image": [ "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3327005177r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f848068141r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f4051398455r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3558636110r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f490485950r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f794928762r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3327005177r.jpg", "caption": "425 E 12th Streets - Spencer, IA" }, "datePosted": "2026-04-28T00:00:00+00:00", "dateModified": "2026-07-03T15:10:43.860258+00:00", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365#property", "name": "425 E 12th Streets, Spencer, IA 51301", "address": { "@type": "PostalAddress", "streetAddress": "425 E 12th Streets", "addressLocality": "Spencer", "addressRegion": "IA", "postalCode": "51301", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 43.1502398, "longitude": -95.1385846 }, "image": [ "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3327005177r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f848068141r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f4051398455r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f3558636110r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f490485950r.jpg", "http://lh.rdcpix.com/5f0af9ce0e9e63b415a1619aca9351bcl-f794928762r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "260365" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 2, "numberOfBathroomsTotal": 1, "numberOfFullBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 972, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1920, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Stucco" } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.14 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365#offer", "url": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365", "price": 35000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365#agent", "name": "John Goede", "telephone": "7122601197", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/425-e-12th-streets-spencer-ia-51301-a260365#brokerage", "name": "Century 21 Jacobsen Real Estate", "telephone": "(712) 260-1197" } } } ```