# 427 Earl Garrett, Kerrville, TX 78028

> **TL;DR:** commercial, $380,000 ($160/sqft), built 1931, 2,368 sqft.
> A/C. Est. $2,032/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $380,000 |
| Price/sqft | $160 |
| Square Feet | 2,368 |
| Year Built | 1931 |
| Lot Size | 8,712 sqft (0.20 acres) |
| Stories | 2 |
| Property Type | Commercial (Office) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,921 |
| Estimated Insurance | $111 |
| **Total** | **$2,032** |

## Nearby Schools

- **Elementary:** Kerrville

## Key Amenities

- A/C

## Property Highlights

- Built in 1931
- 0.20 acre lot
- 2 stories

## Description

### Agent Description
Historic downtown Kerrville commercial property formerly the manse and residence for the First Presbyterian Church. This character-rich building blends timeless architectural details with a flexible floor plan, perfectly suited for conversion into two apartments, professional offices, a boutique retail shop, bed & breakfast, wellness studio, or live/work space. Steps from downtown shops, restaurants, and the Guadalupe River, this is a rare chance to own a piece of Kerrville history with endless possibilities.

## Location

- **Address:** 427 Earl Garrett, Kerrville, TX 78028
- **County:** Kerr
- **Neighborhood:** Brown
- **Coordinates:** 30.0480179, -99.137185
- **Google Maps:** https://www.google.com/maps?q=30.0480179,-99.137185

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/427-Earl-Garrett-Kerrville-TX-78028/unbranded

## Listing Agent

- **Name:** Tara Legenza
- **Brokerage:** Fore Premier Properties
- **Broker Phone:** (830) 257-4000
- **Listing URL:** [View original listing](https://listings.forepremierproperties.com/idx/details/listing/b117/124569)

## Photos

![427 Earl Garrett - Photo 1](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f734012852r.jpg)

![427 Earl Garrett - Photo 2](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f482598280r.jpg)

![427 Earl Garrett - Photo 3](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3053174319r.jpg)

![427 Earl Garrett - Photo 4](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f595857128r.jpg)

![427 Earl Garrett - Photo 5](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1546306530r.jpg)

![427 Earl Garrett - Photo 6](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f2872552049r.jpg)

![427 Earl Garrett - Photo 7](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f2450325584r.jpg)

![427 Earl Garrett - Photo 8](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1206564997r.jpg)

![427 Earl Garrett - Photo 9](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1977876205r.jpg)

![427 Earl Garrett - Photo 10](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3445720043r.jpg)

![427 Earl Garrett - Photo 11](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1474538575r.jpg)

![427 Earl Garrett - Photo 12](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f4110682242r.jpg)

![427 Earl Garrett - Photo 13](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3362866569r.jpg)

![427 Earl Garrett - Photo 14](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f746759739r.jpg)

![427 Earl Garrett - Photo 15](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f217779636r.jpg)

![427 Earl Garrett - Photo 16](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f4073711222r.jpg)

![427 Earl Garrett - Photo 17](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f4063459411r.jpg)

![427 Earl Garrett - Photo 18](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1039867285r.jpg)

![427 Earl Garrett - Photo 19](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3548543699r.jpg)

![427 Earl Garrett - Photo 20](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f722887015r.jpg)

![427 Earl Garrett - Photo 21](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f2806924977r.jpg)

![427 Earl Garrett - Photo 22](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f345776855r.jpg)

![427 Earl Garrett - Photo 23](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f2151396910r.jpg)

![427 Earl Garrett - Photo 24](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3757297167r.jpg)

![427 Earl Garrett - Photo 25](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1559029938r.jpg)

![427 Earl Garrett - Photo 26](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3297752466r.jpg)

![427 Earl Garrett - Photo 27](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f576783995r.jpg)

![427 Earl Garrett - Photo 28](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f546622933r.jpg)

![427 Earl Garrett - Photo 29](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3587240352r.jpg)

![427 Earl Garrett - Photo 30](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1976059135r.jpg)

![427 Earl Garrett - Photo 31](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f4015107066r.jpg)

![427 Earl Garrett - Photo 32](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f2753608191r.jpg)

![427 Earl Garrett - Photo 33](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3878326441r.jpg)

![427 Earl Garrett - Photo 34](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3771294719r.jpg)

![427 Earl Garrett - Photo 35](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1320007667r.jpg)

![427 Earl Garrett - Photo 36](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1450382653r.jpg)

![427 Earl Garrett - Photo 37](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f1751569298r.jpg)

![427 Earl Garrett - Photo 38](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f501371604r.jpg)

![427 Earl Garrett - Photo 39](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3777959967r.jpg)

![427 Earl Garrett - Photo 40](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f867265696r.jpg)

![427 Earl Garrett - Photo 41](http://lh.rdcpix.com/dd889500b0f0c4c61dd8252fc66c3b3fl-f3610704049r.jpg)

---

**MLS#:** 124569 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Kerrville Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/427-earl-garrett-kerrville-tx-78028-a3808580acf04e38b3a1eb3e42ea9112)

---

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```