About This Home

This 2-bedroom, 1-bathroom single family at 427 Elm Street in Richmond, KY is listed for $99,600 ($111 per sqft). Built in 1950, the home offers 901 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 1950
  • 0.27 acre lot

Property Details

1 story
1 full
1950
Listing Description

PRICE REDUCED!!! ****READY FOR MOVE IN *****This Price includes a 1 year waranty! Cash or Conventional Financing Well-maintained 2-bedroom, 1-bath ranch home offered by its long-time family owner and occupant. New double pane energy efficient gas charged windows throughout; New ceiling fan; Central Heat & 2 window A/c units, house is very sound, ready for its next chapter.

Tucked away on a quiet, in-town street, this home sits on a nice flat lot with a covered front porch entry, off-street parking, and easy-care vinyl siding. The comfortable single-level layout is move-in ready, making it an ideal fit for first-time buyers, downsizers, or investors looking for a solid, low-maintenance property. Convenient in-town location puts shopping, schools, and everyday amenities within easy reach. Don't miss this one - priced to sell and won't last long! The Seller is a licensed agent.

Monthly Cost Estimate

$533/mo

20% down · 6.5% · 30 years

Principal$72
Interest$432
Insurance$29

Estimates only. Actual payments may vary.

Location

427 Elm Street

Richmond, KY 40475

Features & Amenities

Interior Features

Eat-in KitchenPrimary First Floor

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Parking

Carport

Heating

Natural GasForced Air

Appliances

RefrigeratorRangeRefrigeratorRange

Questions & Answers

This 2-bedroom, 1-bathroom single family at 427 Elm Street is listed at $99,600 ($111/sqft). The estimated monthly payment is $533 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.27 acre lot. Interior Features: Eat-in Kitchen, Primary First Floor.

This property is listed by Robert Ferrell.

RF

Robert Ferrell

Agent at Guide Realty, Inc.

Listed by Guide Realty, Inc. · Broker phone: 2630305 · View on Broker Site

MLS# 26021465· Source: ImagineMLS· 77 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

427 Elm Street, Richmond, KY 40475

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