About This Home

This 3-bedroom, 3-bathroom single family at 428 Aspen Ln in Black Hawk, CO is listed for $960,000 ($268 per sqft). Built in 1995, the home offers 3,576 sqft of living space on a 0.96 acres lot.

Key Features

  • Built in 1995
  • 0.96 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
1995

Amenities

FireplaceRV Parking
Listing Description

Welcome to Missouri Lakes, a mountain community in central Gilpin County surrounded by evergreen and aspen trees, with mountain views and plenty of room to enjoy the outdoors. This well-maintained and thoughtfully updated home offers a comfortable, functional layout with a bright, open main level and large windows that bring the surrounding landscape inside.

A covered front porch welcomes you in, while the gas fireplace adds a cozy spot to gather. The kitchen features granite countertops, stainless steel appliances, and plenty of workspace for everyday cooking or entertaining. Just a half-level up, the primary suite feels private and tucked into the trees.

The finished walk-out lower level adds even more living space, with a gas log stove, large family room, full bath, multiple bonus rooms, and a sauna. Outside, the one-acre lot gives you plenty of space to enjoy the mountain setting. The deck overlooks the changing seasons, while a fenced, usable area provides room for outdoor activities, pets, entertaining, or simply enjoying the fresh mountain air.

A two-car garage, level paved driveway, and additional space for an RV add to the home's practicality. Missouri Lakes offers a little something you don't find in every mountain community, including four private lakes. County-maintained roads provide easy access year-round.

You're also close to Black Hawk and Central City for dining, entertainment, hiking, biking, and a little bit of Colorado history. Highway 119 provides direct access to the Peak-to-Peak corridor and the Front Range, with Denver approximately 25 miles to the east. Get up to $8,000 in lender-paid concession to cover closing costs or buy your rate down!

Monthly Cost Estimate

$5,259/mo

20% down · 6.5% · 30 years

Principal$694
Interest$4,160
Insurance$280
HOA$125

Estimates only. Actual payments may vary.

Location

428 Aspen Ln

Black Hawk, CO 80422

Missouri Lakes Filing #1

Features & Amenities

Interior Features

Eat-in KitchenSeparate Dining RoomCathedral Ceiling(s)Open FloorplanPantryWasher/Dryer HookupJack & Jill BathroomHigh Ceilings

Exterior Features

Heated Garage

Property Details

Flooring

Wood

Construction

Frame Wood Siding

Outdoor Features

DeckPatio

Parking

OpenRV

Heating

Forced Air

Cooling

Ceiling Fan(s)

Appliances

Gas RangeDishwasherRefrigeratorWasherDryerMicrowaveFreezerWater Softener OwnedWater Purifier OwnedDisposalFire Alarm

Questions & Answers

This 3-bedroom, 3-bathroom single family at 428 Aspen Ln is listed at $960,000 ($268/sqft). The estimated monthly payment is $5,259 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $125/month.

Key features include: Built in 1995, 0.96 acre lot, 2 stories, Fireplace. Interior Features: Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s). Exterior Features: Heated Garage.

This property is listed by Joshua Harrod and can be reached at 3035171763.

JH

Joshua Harrod

Agent at 8z Real Estate

(303) 517-1763
Agent website

Listed by 8z Real Estate · Broker phone: (303) 543-3083 · View on Broker Site · Broker website

MLS# 1067458· Source: IRES MLS· 35 days on PropertySimple

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 Aspen Ln, Black Hawk, CO 80422

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