About This Home

This 4-bedroom, 2-bathroom single family at 428 Billings Street in Elgin, IL is listed for $300,000 ($175 per sqft). Built in 1933, the home offers 1,710 sqft of living space on a N/A lot.

Key Features

  • Built in 1933
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
2 full
2-car garage
1933

Amenities

HardwoodA/C
Listing Description

Classic craftsmanship meets timeless elegance in this character-filled, American 4-Square home! Rich in original architectural details, this home showcases an ornate wooden staircase, built-in bookshelves, dining room china cabinet Built-ins, as well as crown molding and beautiful original hardwood floors throughout the living room, dining room, sitting room, and all four bedrooms.

Newer Pella windows throughout most of the home. The finished attic with new carpeting provides additional versatile living space. The full basement provides storage space, laundry area, a bathroom and a large additional living area. A Great opportunity to own a solidly built home filled with historic charm, character, and endless possibilities!

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$88

Estimates only. Actual payments may vary.

Location

428 Billings Street

Elgin, IL 60123

Features & Amenities

Interior Features

Built-in FeaturesBookcasesSeparate Dining Room

Property Details

Flooring

Hardwood

Construction

Frame

Parking

OpenGarage

Heating

Baseboard

Cooling

Window Unit(s)

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryer

Questions & Answers

This 4-bedroom, 2-bathroom single family at 428 Billings Street is listed at $300,000 ($175/sqft). The estimated monthly payment is $1,605 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1933, 3 stories, 2 parking spaces. Interior Features: Built-in Features, Bookcases, Separate Dining Room.

This property is listed by Stella Schening.

SS

Stella Schening

Agent at HomeSmart Connect Real Estate

Listed by HomeSmart Connect Real Estate · Broker phone: (847) 495-5000 · View on Broker Site · Broker website

MLS# 12780620· Source: Midwest Real Estate Data, LLC· 17 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 Billings Street, Elgin, IL 60123

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