# 428 Billings Street, Elgin, IL 60123 > **TL;DR:** 4bd/2ba single family, $300,000 ($175/sqft), built 1933, 1,710 sqft. > Hardwood, A/C, 2-car garage. Est. $1,605/mo. Listed 19 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $300,000 | | Price/sqft | $175 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,710 | | Year Built | 1933 | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active Under Contract | | Days on Market | 19 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,517 | | Estimated Insurance | $88 | | **Total** | **$1,605** | ## Key Amenities - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1933 - 3 stories - 2 parking spaces ## Description ### Agent Description Classic craftsmanship meets timeless elegance in this character-filled, American 4-Square home! Rich in original architectural details, this home showcases an ornate wooden staircase, built-in bookshelves, dining room china cabinet Built-ins, as well as crown molding and beautiful original hardwood floors throughout the living room, dining room, sitting room, and all four bedrooms. Newer Pella windows throughout most of the home. The finished attic with new carpeting provides additional versatile living space. The full basement provides storage space, laundry area, a bathroom and a large additional living area. A Great opportunity to own a solidly built home filled with historic charm, character, and endless possibilities! ## Location - **Address:** 428 Billings Street, Elgin, IL 60123 - **County:** Kane - **Coordinates:** 42.025291, -88.2856 - **Google Maps:** https://www.google.com/maps?q=42.025291,-88.2856 ## Listing Agent - **Name:** Stella Schening - **Brokerage:** HomeSmart Connect Real Estate - **Broker Phone:** (847) 495-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/428-Billings-St_Elgin_IL_60123_M71143-26048?f=listhub&s=MREDIL&m=12780620&c=propsimple) ## Photos ![428 Billings Street - Photo 1](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3232811223r.jpg) ![428 Billings Street - Photo 2](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2086818663r.jpg) ![428 Billings Street - Photo 3](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1928624252r.jpg) ![428 Billings Street - Photo 4](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f455732556r.jpg) ![428 Billings Street - Photo 5](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1280682535r.jpg) ![428 Billings Street - Photo 6](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1093795963r.jpg) ![428 Billings Street - Photo 7](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1654169080r.jpg) ![428 Billings Street - Photo 8](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1796899401r.jpg) ![428 Billings Street - Photo 9](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3048839771r.jpg) ![428 Billings Street - Photo 10](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1757558776r.jpg) ![428 Billings Street - Photo 11](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2610098346r.jpg) ![428 Billings Street - Photo 12](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f297863908r.jpg) ![428 Billings Street - Photo 13](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2172034261r.jpg) ![428 Billings Street - Photo 14](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3738117436r.jpg) ![428 Billings Street - Photo 15](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f823956818r.jpg) ![428 Billings Street - Photo 16](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1588584702r.jpg) ![428 Billings Street - Photo 17](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2974304543r.jpg) ![428 Billings Street - Photo 18](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2263749411r.jpg) ![428 Billings Street - Photo 19](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f308461733r.jpg) ![428 Billings Street - Photo 20](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2263749411r.jpg) ![428 Billings Street - Photo 21](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3184852114r.jpg) ![428 Billings Street - Photo 22](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3184852114r.jpg) ![428 Billings Street - Photo 23](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3665066939r.jpg) ![428 Billings Street - Photo 24](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3665066939r.jpg) ![428 Billings Street - Photo 25](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3939880907r.jpg) ![428 Billings Street - Photo 26](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f491287784r.jpg) ![428 Billings Street - Photo 27](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f491287784r.jpg) ![428 Billings Street - Photo 28](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3939880907r.jpg) ![428 Billings Street - Photo 29](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3939880907r.jpg) ![428 Billings Street - Photo 30](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3031442141r.jpg) ![428 Billings Street - Photo 31](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f118224735r.jpg) ![428 Billings Street - Photo 32](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1805144168r.jpg) ![428 Billings Street - Photo 33](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f1805144168r.jpg) ![428 Billings Street - Photo 34](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3925224768r.jpg) ![428 Billings Street - Photo 35](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f2398078112r.jpg) ![428 Billings Street - Photo 36](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f4156897184r.jpg) ![428 Billings Street - Photo 37](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3049254995r.jpg) ![428 Billings Street - Photo 38](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f368822240r.jpg) ![428 Billings Street - Photo 39](http://lh.rdcpix.com/0742408f44a51242f75666cc72739fedl-f3887885740r.jpg) --- **MLS#:** 12780620 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/428-billings-street-elgin-il-60123-b8107144264b4b7abcd43c71b11e07f1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/428-billings-street-elgin-il-60123-b8107144264b4b7abcd43c71b11e07f1#listing", "url": "https://www.propertysimple.ai/listing/428-billings-street-elgin-il-60123-b8107144264b4b7abcd43c71b11e07f1", "name": "428 Billings Street, Elgin, IL 60123", "description": "Classic craftsmanship meets timeless elegance in this character-filled, American 4-Square home! 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