# 428 Smith Point Road, Reedville, VA 22539

> **TL;DR:** 3bd/2ba single family, $499,000, built 2020.
> Waterfront, A/C. Est. $2,669/mo. Listed 197 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,000 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Year Built | 2020 |
| Lot Size | 71,003 sqft (1.63 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 197 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,523 |
| Estimated Insurance | $146 |
| **Total** | **$2,669** |

## Nearby Schools

- **Elementary:** Northumberland
- **Middle:** Northumberland
- **High:** Northumberland

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2020
- 1.63 acre lot
- Waterfront

## Description

### Agent Description
Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets-including a walk-in-and French doors leading to one of two rear decks. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides a beautiful view of the surrounding nature. Take a short stroll to your private dock, complete with a new (2024) floating dock and kayak rack-perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.

## Location

- **Address:** 428 Smith Point Road, Reedville, VA 22539
- **County:** Northumberland
- **Coordinates:** 37.876947, -76.251673
- **Google Maps:** https://www.google.com/maps?q=37.876947,-76.251673

## Listing Agent

- **Name:** Becky Haynie · **License:** 0225078690
- **Brokerage:** Long & Foster Real Estate
- **Broker Phone:** 8044352673
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/428-Smith-Point-Rd_Reedville_VA_22539_M99999-92631?f=listhub&s=CBRARVA&m=202600604&c=propsimple)

## Photos

![428 Smith Point Road - Photo 1](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2546834286r.jpg)

![428 Smith Point Road - Photo 2](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3294093109r.jpg)

![428 Smith Point Road - Photo 3](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2859129226r.jpg)

![428 Smith Point Road - Photo 4](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f396199893r.jpg)

![428 Smith Point Road - Photo 5](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2267394421r.jpg)

![428 Smith Point Road - Photo 6](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2514787314r.jpg)

![428 Smith Point Road - Photo 7](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2191868397r.jpg)

![428 Smith Point Road - Photo 8](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f575296214r.jpg)

![428 Smith Point Road - Photo 9](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1428252186r.jpg)

![428 Smith Point Road - Photo 10](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1530718615r.jpg)

![428 Smith Point Road - Photo 11](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f159918589r.jpg)

![428 Smith Point Road - Photo 12](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3529441759r.jpg)

![428 Smith Point Road - Photo 13](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f4116739109r.jpg)

![428 Smith Point Road - Photo 14](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2060963478r.jpg)

![428 Smith Point Road - Photo 15](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1487149809r.jpg)

![428 Smith Point Road - Photo 16](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f4062687605r.jpg)

![428 Smith Point Road - Photo 17](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3201636185r.jpg)

![428 Smith Point Road - Photo 18](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f867982701r.jpg)

![428 Smith Point Road - Photo 19](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3000024141r.jpg)

![428 Smith Point Road - Photo 20](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1912321709r.jpg)

![428 Smith Point Road - Photo 21](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3743594681r.jpg)

![428 Smith Point Road - Photo 22](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1822572057r.jpg)

![428 Smith Point Road - Photo 23](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3589367364r.jpg)

![428 Smith Point Road - Photo 24](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3431384190r.jpg)

![428 Smith Point Road - Photo 25](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3937059102r.jpg)

![428 Smith Point Road - Photo 26](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3326627647r.jpg)

![428 Smith Point Road - Photo 27](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3367169661r.jpg)

![428 Smith Point Road - Photo 28](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f924387900r.jpg)

![428 Smith Point Road - Photo 29](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3256788795r.jpg)

![428 Smith Point Road - Photo 30](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2646427379r.jpg)

![428 Smith Point Road - Photo 31](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1494988395r.jpg)

![428 Smith Point Road - Photo 32](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1728035354r.jpg)

![428 Smith Point Road - Photo 33](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f21921673r.jpg)

![428 Smith Point Road - Photo 34](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f1990158591r.jpg)

![428 Smith Point Road - Photo 35](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2182698668r.jpg)

![428 Smith Point Road - Photo 36](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f2612568626r.jpg)

![428 Smith Point Road - Photo 37](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f670130192r.jpg)

![428 Smith Point Road - Photo 38](http://lh.rdcpix.com/47fe00c49b9eb81eb1d5f7117f6c55abl-f3278314058r.jpg)

---

**MLS#:** 202600604 | **Updated:** 2026-11-01
**Source:** listhub

*Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/428-smith-point-road-reedville-va-22539-1269eb12768048448804f839aef856d3)

---

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    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/428-smith-point-road-reedville-va-22539-1269eb12768048448804f839aef856d3#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/428-smith-point-road-reedville-va-22539-1269eb12768048448804f839aef856d3#agent",
    "name": "Becky Haynie",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/428-smith-point-road-reedville-va-22539-1269eb12768048448804f839aef856d3#brokerage",
      "name": "Long & Foster Real Estate",
      "telephone": "8044352673"
    }
  }
}
```