Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 428 Smith Point Road in Reedville, VA is listed for $539,000 ($290 per sqft). Built in 2020, the home offers 1,860 sqft of living space on a 1.63 acres lot.

Agent Description

Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms.

The primary bedroom offers two large closets-including a walk-in-and French doors leading to one of two rear decks, perfect for enjoying the tranquil waterfront setting. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop.

At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides the perfect spot to start your day with coffee while overlooking the water and surrounding nature.

Step outside to your private dock, complete with a new (2024) floating dock and kayak rack-perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer.

Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.

Key Features

  • Built in 2020
  • 1.63 acre lot

Property Details

1 story
2 full
2020

Monthly Cost Estimate

$2,883/mo

20% down · 6.5% · 30 years

Principal$390
Interest$2,336
Insurance$157

Estimates only. Actual payments may vary.

Location

428 Smith Point Road

Reedville, VA 22539

Features & Amenities

Interior Features

1st Floor BedroomCathedral/Vaulted/Tray CeilingsGreat RoomWalk-In ClosetsWasher/Dryer HookupWindow Treatments

Exterior Features

DeckDeeded Water RightsPier/DockStone DrivewayWater Access-Private

Property Details

Construction

Vinyl Siding

Pool Features

Deck

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Heat Pump

Appliances

DishwasherDryerMicrowaveRangeRange HoodRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 428 Smith Point Road is listed at $539,000 ($290/sqft). The estimated monthly payment is $2,336 based on 20% down at 6.5% interest.

Key features include: Built in 2020, 1.63 acre lot. Interior Features: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Great Room. Exterior Features: Deck, Deeded Water Rights, Pier/Dock.

This property is listed by Becky Haynie and can be reached at 8044362968 or seeitbyboat@gmail.com.

BH

Becky Haynie

Agent at Long & Foster Real Estate, Inc.

(804) 436-2968

Listed by Long & Foster Real Estate, Inc. · View on Broker Site

MLS# 120264· Source: listhub· Updated 54 days ago

Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 Smith Point Road, Reedville, VA 22539

Open this listing in: