# 428 W 4th Street, Spencerville, OH 45887 > **TL;DR:** 4bd/3ba single family, $454,900 ($146/sqft), built 2013, 3,126 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $2,433/mo. Listed 49 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $454,900 | | Price/sqft | $146 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 3,126 | | Year Built | 2013 | | Lot Size | 24,394 sqft (0.56 acres) | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 49 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,300 | | Estimated Insurance | $133 | | **Total** | **$2,433** | ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2013 - 0.56 acre lot - Fireplace ## Description ### Agent Description Welcome to your own private backyard resort! This stunning 4-bedroom, 3-bath home, built in 2013, offers 2,112 square feet finished living space plus an additional1,014 square feet in the finished lower level. Thoughtfully designed for both everyday living and entertaining, this home combines quality craftsmanship, stylish updates, and exceptional outdoor amenities. Inside you'll find bamboo hardwood flooring throughout, soaring 9-foor ceilings, a cozy gas fireplace, tilt-wash windows, and zone-controlled comfort. The spacious primary suite features a tray ceiling, elegant board-and-batten detailing, and a private en suite bath. An office/bonus room provides flexibility for working from home, hobbies or additional quiet space. Step outside and discover what truly sets this property apart. A spectacular two-level deck spans the entire length of the home. Enjoy summer days in the 18X32 in ground and heated salt water pool The expansive poolside deck, brick patio, new fencing, and beautifully designed outdoor living space creates the perfect setting for gatherings large and small The finished pool house with loft and covered patio offers endless possibilities. Additional features include a 2.5 car garage with workshop area, wired security cameras, utility shed, and 2 parcels. This is more than a home-it's a lifestyle. Rarely does a property offer this combination of indoor comfort, outdoor luxury, and exceptional entertaining space. ## Location - **Address:** 428 W 4th Street, Spencerville, OH 45887 - **County:** Allen - **Neighborhood:** Edge Brook Estates 5 - **Coordinates:** 40.710306, -84.362236 - **Google Maps:** https://www.google.com/maps?q=40.710306,-84.362236 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/wrist/1048381 ## Listing Agent - **Name:** Jill MacDonald - **Brokerage:** Choice Properties Real Estate - **Broker Phone:** (937) 842-2244 x101 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/428-W-4th-St_Spencerville_OH_45887_M45427-07214?f=listhub&s=WRISTINCOH&m=1048381&c=propsimple) ## Photos ![428 W 4th Street - Photo 1](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1587458956r.jpg) ![428 W 4th Street - Photo 2](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3733681669r.jpg) ![428 W 4th Street - Photo 3](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1754224247r.jpg) ![428 W 4th Street - Photo 4](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1324128316r.jpg) ![428 W 4th Street - Photo 5](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1497256794r.jpg) ![428 W 4th Street - Photo 6](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1695396654r.jpg) ![428 W 4th Street - Photo 7](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f398896509r.jpg) ![428 W 4th Street - Photo 8](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f4093332372r.jpg) ![428 W 4th Street - Photo 9](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2497999889r.jpg) ![428 W 4th Street - Photo 10](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2469603056r.jpg) ![428 W 4th Street - Photo 11](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3036380998r.jpg) ![428 W 4th Street - Photo 12](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3036380998r.jpg) ![428 W 4th Street - 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Photo 53](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2511228866r.jpg) ![428 W 4th Street - Photo 54](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f861741723r.jpg) ![428 W 4th Street - Photo 55](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3998172484r.jpg) ![428 W 4th Street - Photo 56](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f756726617r.jpg) ![428 W 4th Street - Photo 57](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f692836223r.jpg) ![428 W 4th Street - Photo 58](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3959888462r.jpg) ![428 W 4th Street - Photo 59](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1567970420r.jpg) ![428 W 4th Street - Photo 60](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f366814405r.jpg) ![428 W 4th Street - Photo 61](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f913877200r.jpg) ![428 W 4th Street - Photo 62](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2464835829r.jpg) ![428 W 4th Street - Photo 63](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3759746756r.jpg) ![428 W 4th Street - Photo 64](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f203835628r.jpg) ![428 W 4th Street - Photo 65](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f236588121r.jpg) ![428 W 4th Street - Photo 66](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2926976515r.jpg) ![428 W 4th Street - Photo 67](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3455599819r.jpg) ![428 W 4th Street - Photo 68](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f956188180r.jpg) ![428 W 4th Street - Photo 69](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f3718767327r.jpg) ![428 W 4th Street - Photo 70](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f1792456531r.jpg) ![428 W 4th Street - Photo 71](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2752547503r.jpg) ![428 W 4th Street - Photo 72](http://lh.rdcpix.com/92488203dff1b33e6a9e35636e9ed56al-f2400566346r.jpg) --- **MLS#:** 1048381 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Western Regional Information System & Technology, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/428-w-4th-street-spencerville-oh-45887-e636910ad5e2433097dc079bcfa1efae) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/428-w-4th-street-spencerville-oh-45887-e636910ad5e2433097dc079bcfa1efae#listing", "url": "https://www.propertysimple.ai/listing/428-w-4th-street-spencerville-oh-45887-e636910ad5e2433097dc079bcfa1efae", "name": "428 W 4th Street, Spencerville, OH 45887", "description": "Welcome to your own private backyard resort! This stunning 4-bedroom, 3-bath home, built in 2013, offers 2,112 square feet finished living space plus an additional1,014 square feet in the finished lower level. 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