About This Home

This 4-bedroom, 3-bathroom single family at 428 W Main Street in Georgetown, KY is listed for $675,000 ($201 per sqft). Built in 1904, the home offers 3,359 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1904
  • 0.25 acre lot
  • 3 stories
  • Private pool
  • Fireplace

Property Details

3 stories
3 full
1-car garage
1904

Amenities

PoolFireplaceHardwoodA/C
Listing Description

A Legacy of Elegance. A Celebration of Craftsmanship. An Extraordinary Way of Life. Some homes are built to impress. Others are built to endure. Dating to circa 1895, this extraordinary all-brick residence along Georgetown's historic West Main Street offers something increasingly rare: the architectural soul of a bygone era, beautifully preserved and thoughtfully reimagined for modern luxury living.

Gracefully situated on a prominent corner lot, this distinguished home reveals a remarkable appreciation for craftsmanship at every turn. Original quarter-sawn oak hardwood floors, elegant architectural millwork, and beautifully detailed transoms connecting the formal living and dining rooms celebrate an era when artistry was integral to architecture.

Even the European-inspired crown chimney caps evoke centuries-old design traditions. At the heart of the residence awaits a kitchen that transcends the ordinary. Custom cherry cabinetry, handcrafted by an artisan from historic Shaker Village and preserved in its natural, unstained beauty, is complemented by exquisite marble countertops, a farmhouse

sink, and a striking decorative tin ceiling produced by the same company responsible for the celebrated tin ceilings at Churchill Downs. A stunning marble tile inlay accents the original hardwood flooring, while an exceptional culinary suite featuring eight gas burners, two gas ovens, and a separate electric wall oven provides professional-caliber versatility for the passionate home chef and entertainer.

The home's thoughtfully designed main level blends formal elegance with everyday comfort. Gracious living and dining rooms provide beautiful settings for entertaining, while a spacious, climate-controlled sunroom invites year-round enjoyment. A private main-level suite offers wonderful flexibility for guests or multigenerational living, complemente

d by beautifully appointed bathrooms, including a preserved cast-iron clawfoot soaking tub and a custom tiled shower. A thoughtfully designed drop zone provides a convenient transition from the outdoor living spaces. Upstairs, three spacious bedrooms offer peaceful retreats, including one transformed into an extraordinary boutique-inspired dressing room.

A beautifully finished bathroom with travertine tile and a walk-in shower, along with conveniently located second-floor laundry, brings modern practicality to this historic residence. The finished third floor introduces additional versatility, with dedicated spaces currently enjoyed as a private fitness studio and home office.

For the collector and connoisseur, the lower level holds another exceptional surprise: a custom wine cellar accommodating approximately 1,000 bottles, creating an intimate destination for a treasured collection. Beyond the home's elegant interiors lies a private outdoor sanctuary designed to rival a boutique resort.

A stunning fiberglass saltwater pool, complete with tanning ledge and surrounded by beautiful travertine pavers, anchors an extraordinary setting for relaxation and entertaining. An outdoor kitchen, tranquil koi pond, heated greenhouse, flourishing chef's garden, and inviting gathering area with a gas fireplace create an enchanting environment where afternoons effortlessly become memorable evenings.

Thoughtful infrastructure improvements, including replacement of the original clay sewer lines, further reflect the care invested in preserving and enhancing this remarkable property. And just beyond your doorstep, historic downtown Georgetown beckons with charming restaurants, local boutiques, inviting cafes, and neighborhood favorites, all contributing to an exceptional walkable lifestyle.

This is not simply a beautifully restored historic home. It is a residence of character, provenance, and uncommon distinction where nearly 130 years of history meet the art of living exceptionally well. An extraordinary opportunity to become the next steward of one of Georgetown's truly special homes.

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$488
Interest$2,925
Insurance$197

Estimates only. Actual payments may vary.

Location

428 W Main Street

Georgetown, KY 40324

Downtown

Features & Amenities

Interior Features

Eat-in KitchenWalk-In Closet(s)

Exterior Features

GardenOutdoor Grill

Property Details

Flooring

TileMarbleHardwoodTile - CeramicCarpet

Construction

Solid Masonry

Pool Features

Pool

Parking

Underground/Basement

Heating

Natural GasZoned

Cooling

ZonedGas (Cooling)

Appliances

Double OvenDishwasherGas RangeMicrowaveRefrigeratorOvenRangeVented Exhaust FanDouble OvenDishwasherGas RangeMicrowaveRefrigeratorOvenRangeVented Exhaust Fan

Questions & Answers

This 4-bedroom, 3-bathroom single family at 428 W Main Street is listed at $675,000 ($201/sqft). The estimated monthly payment is $3,610 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1904, 0.25 acre lot, 3 stories, Private pool, Fireplace. Interior Features: Eat-in Kitchen, Walk-In Closet(s). Exterior Features: Garden, Outdoor Grill.

This property is listed by The Prather Team - Michael Prather.

TP

The Prather Team - Michael Prather

Agent at Keller Williams Bluegrass Realty

Listed by Keller Williams Bluegrass Realty · Broker phone: (859) 260-1444 · View on Broker Site · Broker website

MLS# 26028011· Source: ImagineMLS· 19 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

428 W Main Street, Georgetown, KY 40324

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