# 4294 BANKS Road, Middleburg, FL 32068 > **TL;DR:** 3bd/2ba mobile home, $459,900 ($319/sqft), built 2024, 1,440 sqft. > Waterfront, A/C. Est. $2,460/mo. Listed 153 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $459,900 | | Price/sqft | $319 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,440 | | Year Built | 2024 | | Lot Size | 32,234 sqft (0.74 acres) | | Stories | 1 | | Property Type | Mobile Home (Manufactured Home) | | Status | Active | | Days on Market | 153 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,326 | | Estimated Insurance | $134 | | **Total** | **$2,460** | ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2024 - 0.74 acre lot - Waterfront ## Description ### Agent Description Nearly new modular home on beautiful 3/4 acre direct Black Creek navigable lot with access to the St Johns River. Home is stilted to be out of flood zone with large covered deck with brand new hot tub. ## Location - **Address:** 4294 BANKS Road, Middleburg, FL 32068 - **County:** Clay - **Neighborhood:** **verifying Subd** - **Coordinates:** 30.081569, -81.883666 - **Google Maps:** https://www.google.com/maps?q=30.081569,-81.883666 ## Listing Agent - **Name:** DOUGLAS ADDEO - **Brokerage:** Community Realty Associates - **Broker Phone:** 561-852-1341 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4294-Banks-Rd_Middleburg_FL_32068_M61352-39931?f=listhub&s=NEFMLS&m=2148315&c=propsimple) ## Photos ![4294 BANKS Road - Photo 1](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f3150536238r.jpg) ![4294 BANKS Road - Photo 2](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f2091830632r.jpg) ![4294 BANKS Road - Photo 3](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f3277499970r.jpg) ![4294 BANKS Road - Photo 4](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f259885650r.jpg) ![4294 BANKS Road - Photo 5](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f3568049531r.jpg) ![4294 BANKS Road - Photo 6](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f1132508605r.jpg) ![4294 BANKS Road - Photo 7](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f1611779857r.jpg) ![4294 BANKS Road - Photo 8](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f1775374430r.jpg) ![4294 BANKS Road - Photo 9](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f968053448r.jpg) ![4294 BANKS Road - Photo 10](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f929112025r.jpg) ![4294 BANKS Road - Photo 11](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f1668411546r.jpg) ![4294 BANKS Road - Photo 12](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f2145662388r.jpg) ![4294 BANKS Road - Photo 13](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f891283165r.jpg) ![4294 BANKS Road - Photo 14](http://lh.rdcpix.com/4ad9c3affb278b51b0a0ee83c1a43912l-f1791152687r.jpg) --- **MLS#:** 2148315 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4294-banks-road-middleburg-fl-32068-38d426b66253402ca0484530937f4dbf) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4294-banks-road-middleburg-fl-32068-38d426b66253402ca0484530937f4dbf#listing", "url": "https://www.propertysimple.ai/listing/4294-banks-road-middleburg-fl-32068-38d426b66253402ca0484530937f4dbf", "name": "4294 BANKS Road, Middleburg, FL 32068", "description": "Nearly new modular home on beautiful 3/4 acre direct Black Creek navigable lot with access to the St Johns River. 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