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About This Home

This 4-bedroom, 3-bathroom single family at 43 Church Street in Worcester, NY is listed for $309,000 ($97 per sqft). Built in 1880, the home offers 3,200 sqft of living space on a 0.39 acres lot.

Agent Description

Here is the revised main listing description. The requested updates have been woven in to highlight the home's high-end custom features, unique garage setup, and serene outdoor living spaces, all while keeping the flow inviting and scannable for potential buyers: Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character.

This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors.

The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens-perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area.

Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek.

The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!

Key Features

  • Built in 1880
  • 0.39 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
1 full, 2 half
1880

Amenities

FireplaceWaterfrontHardwood

Monthly Cost Estimate

$1,653/mo

20% down · 6.5% · 30 years

Principal$223
Interest$1,339
Insurance$90

Estimates only. Actual payments may vary.

Location

43 Church Street

Worcester, NY 12197

Features & Amenities

Interior Features

BathroomRoughInCathedralCeilingsSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomGraniteCountersGreatRoomKitchenIslandMainLevelPrimaryPrimarySuite

Exterior Features

BlacktopDrivewayDeck

Property Details

Flooring

CarpetHardwoodTileVaries

Construction

VinylSiding WoodSiding

Pool Features

DeckPorch

Parking

Garage

Heating

BaseboardWoodOilHot Water(Heating)Radiant

Appliances

DishwasherExhaustFanElectricOvenElectricRangeOilWaterHeaterRefrigeratorRangeHood

Questions & Answers

This 4-bedroom, 3-bathroom single family at 43 Church Street is listed at $309,000 ($97/sqft). The estimated monthly payment is $1,339 based on 20% down at 6.5% interest.

Key features include: Built in 1880, 0.39 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BathroomRoughIn, CathedralCeilings, SeparateFormalDiningRoom. Exterior Features: BlacktopDriveway, Deck.

This property is listed by Stacey L. Camilleri and can be reached at 6073762279 or scamilleri@kw.com.

SC

Stacey L. Camilleri

Agent at Keller Williams Upstate NY Properties

(607) 376-2279

Listed by Keller Williams Upstate NY Properties · View on Broker Site

MLS# R1687337· Source: listhub· Updated 1 days ago

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

43 Church Street, Worcester, NY 12197

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