# 43 Church Street, Worcester, NY 12197

> **TL;DR:** 4bd/3ba single family, $309,000 ($97/sqft), built 1880, 3,200 sqft.
> Fireplace, Waterfront, Hardwood. Est. $1,339/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $309,000 |
| Price/sqft | $97 |
| Bedrooms | 4 |
| Bathrooms | 1 full, 2 half |
| Square Feet | 3,200 |
| Year Built | 1880 |
| Lot Size | 16,988 sqft (0.39 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,339 |
| **Total** | **$1,339** |

## Key Amenities

- Fireplace
- Waterfront
- Hardwood

## Property Highlights

- Built in 1880
- 0.39 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Here is the revised main listing description. The requested updates have been woven in to highlight the home's high-end custom features, unique garage setup, and serene outdoor living spaces, all while keeping the flow inviting and scannable for potential buyers: Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens-perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!

## Location

- **Address:** 43 Church Street, Worcester, NY 12197
- **County:** Otsego
- **Coordinates:** 42.592774, -74.752775
- **Google Maps:** https://www.google.com/maps?q=42.592774,-74.752775

## Listing Agent

- **Name:** Stacey L. Camilleri
- **Brokerage:** Keller Williams Upstate NY Properties
- **Phone:** 6073762279
- **Email:** scamilleri@kw.com

## Primary Photo

![43 Church Street - Primary Photo](http://lh.rdcpix.com/6595890b8ecd6a8ff7a6e3078f5d48d2l-f1371534084r.jpg)

*33 total photos available on [listing page](https://www.propertysimple.com/listing/43-church-street-worcester-ny-12197-r1687337)*

---

**MLS#:** R1687337 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/43-church-street-worcester-ny-12197-r1687337)

---

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