About This Home

This 6-bedroom, 5-bathroom single family at 43 Fort Panic Road in Santa Rosa Beach, FL is listed for $7,250,000 ($1,492 per sqft). Built in 1982, the home offers 4,860 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1982
  • 0.41 acre lot
  • 3 stories
  • 11 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
5 full
4-car garage
1982

Amenities

FireplaceWaterfrontViewA/C
Listing Description

A rare offering on one of 30A's most coveted streets, 43 Fort Panic presents 78 feet of private Gulf frontage with panoramic views of the Gulf of Mexico and Allen Lake, one of South Walton's treasured coastal dune lakes. Set on nearly half an acre in the quiet enclave of Dune Allen Beach, this exceptional property offers direct private beach access, remarkable privacy, and uninterrupted water views from nearly every room.

Extensively renovated with nearly $1,100,000 in improvements, the 4,860-square-foot residence blends timeless coastal architecture with exceptional craftsmanship and thoughtful modern updates. Recent enhancements include impact-rated windows and doors, a metal roof, fresh stucco exterior, upgraded HVAC systems, spray foam insulation, designer finishes, new flooring, and beautifully reimagined interiors.

In 2026, the home was freshly painted inside and out and professionally redesigned with curated furnishings and decor, all of which convey with the sale. Designed for entertaining and multigenerational living, the home features six bedrooms, five full bathrooms, two full kitchens appointed with Wolf and Sub-Zero appliances, custom cabinetry, stone

countertops, two laundry areas, a game room with wet bar, a wine bar with Perlick refrigerator, and a third-floor sitting room. Anchoring the main living area is a spectacular floor-to-ceiling bookmatched coral stone feature wall with a honed finish, an integrated linear fireplace, and custom entertainment center, creating a dramatic architectural centerpiece that is both timeless and distinctly coastal.

Expansive covered and open-air porches span the Gulf-facing elevation, offering multiple spaces for dining, lounging, and entertaining more than 20 guests while overlooking the sugar-white sand and emerald waters of the Gulf. A four-car garage provides abundant storage for vehicles, paddleboards, bicycles, and beach equipment, with additional flex space for recreation.

Whether envisioned as a primary residence, luxury vacation retreat, or premier investment property with projected gross rental income exceeding $300,000 annually, 43 Fort Panic offers an extraordinary opportunity to own one of the most distinctive Gulf-front homes along Scenic Highway 30A.

Monthly Cost Estimate

$38,775/mo

20% down · 6.5% · 30 years

Principal$5,243
Interest$31,417
Insurance$2,115

Estimates only. Actual payments may vary.

Location

43 Fort Panic Road

Santa Rosa Beach, FL 32459

Santa Rosa Dunes

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesCeiling RaisedCeiling VaultedFireplaceKitchen IslandLighting RecessedNewly PaintedPantryWet Bar

Exterior Features

BalconyHurricane ShuttersLawn PumpShowerSprinkler System

Property Details

Flooring

Tile

Construction

Stucco

Views

Lake

Outdoor Features

Deck

Parking

Oversize

Heating

Heat Pump (Heating)

Appliances

DishwasherDisposalDryerFreezerIce MachineMicrowaveOven DoubleOven Self CleaningRange HoodRefrigeratorRefrigerator W/IceMkSecurity SystemSmoke DetectorStove/Oven Dual FuelStove/Oven ElectricStove/Oven GasTrash CompactorWasherWine RefrigeratorWater Heater - Tnkls

Questions & Answers

This 6-bedroom, 5-bathroom single family at 43 Fort Panic Road is listed at $7,250,000 ($1,492/sqft). The estimated monthly payment is $38,775 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1982, 0.41 acre lot, 3 stories, 11 parking spaces, Fireplace, Waterfront. Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Raised. Exterior Features: Balcony, Hurricane Shutters, Lawn Pump.

This property is listed by The Richards Group and can be reached at 8505026035.

TG

The Richards Group

License 3016863

Agent at Compass Florida, LLC

(850) 502-6035
Agent website

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1009344· Source: Emerald Coast Association of Realtors· 69 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

43 Fort Panic Road, Santa Rosa Beach, FL 32459

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