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About This Home

This 3-bedroom, 4-bathroom condo at 4300 Bay Point Road in Panama City Beach, FL is listed for $295,999 ($208 per sqft). Built in 1980, the home offers 1,420 sqft of living space on a N/A lot.

Agent Description

Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors.

Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal. This one stands out and is turn key! The interior has been freshly painted throughout in Sherwin Williams Alabaster and Repose Gray, creating a clean and inviting backdrop.

Popcorn ceilings have been removed and replaced with a smooth Level 5 finish, giving the home a more contemporary look and feel. Updated light fixtures, door knobs, and hinges further enhance the interior, while cordless blinds on the first floor and room-darkening drapes in the upstairs bedrooms add both style and function.

The main level features a bright open layout with flexible living space. A newly added set of barn doors allows the downstairs living area to be used as a private office, den, or third bedroom, making the home adaptable to a variety of needs. A full bathroom on this level provides additional convenience for guests or multi-generational living.

The kitchen is equipped with brand new WiFi-enabled appliances, including a whisper-quiet 46-decibel dishwasher. Just off the kitchen is a laundry area with a 2024 washer and dryer set included. Upstairs, two bedrooms and two full bathrooms provide private retreats for family and guests.

The hallway features a spacious walk-in closet, offering ample storage rarely found in similar villas. Both bathrooms have been freshly updated to reflect the home's modern finishes. In 2023, a new HVAC system was installed along with sliding glass doors on the second floor, adding efficiency, comfort, and peace of mind for the new owner.

This villa is as practical as it is stylish. Beyond the interior upgrades, it offers desirable functionality for everyday living and for use as a vacation rental property. Its thoughtful design balances open gathering areas with private bedroom spaces, making it ideal for both entertaining and relaxation.

Bay Point is known as one of the premier gated communities in the area, offering resort-style amenities, golf, and a vibrant marina lifestyle. This villa is located within walking distance of the marina, giving owners easy access to boating, fishing, and dining.

The combination of location, condition, and rental flexibility makes this property a rare find in today's market. The Bay Point Golf Villas HOA provides residents with a low-maintenance lifestyle by including valet trash service, water, and sewer in the monthly dues.

Exterior insurance coverage, building maintenance, and professional landscaping and groundskeeping are also included, ensuring the community remains beautifully maintained and hassle-free for owners. Whether you are looking for a full-time residence, a second home, or a short-term rental investment, this renovated golf villa at Bay Point is ready to welcome its next owner. Schedule your private showing today and experience the lifestyle this property has to offer.

Key Features

  • Built in 1980

Property Details

1 story
3 full, 1 half
#402
1980

Amenities

A/C

Monthly Cost Estimate

$3,281/mo

20% down · 6.5% · 30 years

Principal$214
Interest$1,283
Insurance$86
HOA$1,698

Estimates only. Actual payments may vary.

Location

4300 Bay Point Road

Panama City Beach, FL 32408

Bay Point Golf Villas

Features & Amenities

Interior Features

Pantry

Exterior Features

Balcony

Property Details

Flooring

CarpetTile

Construction

Stucco

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherMicrowaveSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 4-bathroom condo at 4300 Bay Point Road is listed at $295,999 ($208/sqft). The estimated monthly payment is $2,981 based on 20% down at 6.5% interest.

HOA fees are $1698/month.

Key features include: Built in 1980. Interior Features: Pantry. Exterior Features: Balcony.

This property is listed by Abbott Martin Group and can be reached at 8504602900 or listings@AbbottMartinGroup.com.

AG

Abbott Martin Group

Agent at EXP Realty LLC

(850) 460-2900

Listed by EXP Realty LLC · View on Broker Site

MLS# 986524· Source: listhub· Updated 244 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4300 Bay Point Road, Panama City Beach, FL 32408

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