# 4305 Bay Point Road #465, Panama City Beach, FL 32408 > **TL;DR:** 2bd/3ba condo, $249,000 ($175/sqft), built 1980, 1,420 sqft. > A/C. Est. $3,700/mo. Listed 80 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $249,000 | | Price/sqft | $175 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,420 | | Year Built | 1980 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 80 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,259 | | Estimated Insurance | $73 | | HOA | $2,368 | | **Total** | **$3,700** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C ## Property Highlights - Built in 1980 ## Description ### Agent Description Welcome to Bay Point Golf Villas, where golf course living meets the relaxed coastal lifestyle of Panama City Beach. This spacious 2-bedroom, 2.5-bath villa is ideally positioned along the golf course, offering beautiful green views and a peaceful setting within the gated Bay Point community. Step inside to an open and inviting living and dining area with large windows that bring the outdoors in. The kitchen offers white cabinetry, granite countertops, stainless steel appliances and a convenient layout that opens to the dining area--perfect for everyday living or entertaining. Step outside to a spacious brick patio and outdoor area overlooking the beautifully maintained groups and golf course. With plenty of room for outdoor seating or simply relaxing in the Florida sunshine, this inviting space extends the living area outdoors and provides a peaceful setting to enjoy the surrounding views. Upstairs, both bedrooms provide privacy, generous space, and balconies. The primary suite is a true retreat, featuring its own private bath and direct access to a covered balcony overlooking the golf course. Start your mornings with coffee while taking in the peaceful views or unwind in the evening from your own private outdoor space. Bay Point offers a lifestyle that's hard to beat, with 24-hour gated security and convenient access to the Bay Point Golf Club, marina, tennis, dining and the surrounding waters of St. Andrews Bay. The community is also just minutes from St. Andrews State Park, the beaches of the Gulf of Mexico, shopping and some of Panama City Beach's favorite restaurants. Whether you're searching for a primary residence, second home or your own place to enjoy the best of coastal Florida living, this Golf Villa offers an incredible opportunity to make Bay Point home. ## Location - **Address:** 4305 Bay Point Road #465, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Golf Villas II - **Coordinates:** 30.150498, -85.727972 - **Google Maps:** https://www.google.com/maps?q=30.150498,-85.727972 ## Listing Agent - **Name:** Kristen Counts Barr · **License:** 3248132 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4305-Bay-Point-Rd-Unit-465_Panama-City-Beach_FL_32408_M64102-72064?f=listhub&s=BCARFL&m=794104&c=propsimple) ## Photos ![4305 Bay Point Road #465 - Photo 1](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2743013234r.jpg) ![4305 Bay Point Road #465 - Photo 2](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2354789180r.jpg) ![4305 Bay Point Road #465 - Photo 3](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1735032851r.jpg) ![4305 Bay Point Road #465 - Photo 4](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1207956736r.jpg) ![4305 Bay Point Road #465 - Photo 5](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2972675214r.jpg) ![4305 Bay Point Road #465 - Photo 6](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1463076081r.jpg) ![4305 Bay Point Road #465 - Photo 7](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3673657691r.jpg) ![4305 Bay Point Road #465 - Photo 8](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f379694391r.jpg) ![4305 Bay Point Road #465 - Photo 9](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3666389258r.jpg) ![4305 Bay Point Road #465 - Photo 10](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f898401467r.jpg) ![4305 Bay Point Road #465 - Photo 11](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f733713154r.jpg) ![4305 Bay Point Road #465 - Photo 12](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1207460511r.jpg) ![4305 Bay Point Road #465 - Photo 13](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2535961461r.jpg) ![4305 Bay Point Road #465 - Photo 14](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1838089518r.jpg) ![4305 Bay Point Road #465 - Photo 15](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3179533750r.jpg) ![4305 Bay Point Road #465 - Photo 16](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1363852300r.jpg) ![4305 Bay Point Road #465 - Photo 17](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2545736394r.jpg) ![4305 Bay Point Road #465 - Photo 18](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1540957936r.jpg) ![4305 Bay Point Road #465 - Photo 19](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3231205787r.jpg) ![4305 Bay Point Road #465 - Photo 20](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3118872526r.jpg) ![4305 Bay Point Road #465 - Photo 21](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3061007393r.jpg) ![4305 Bay Point Road #465 - Photo 22](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3732225091r.jpg) ![4305 Bay Point Road #465 - Photo 23](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f919586878r.jpg) ![4305 Bay Point Road #465 - Photo 24](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3528423314r.jpg) ![4305 Bay Point Road #465 - Photo 25](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1260201200r.jpg) ![4305 Bay Point Road #465 - Photo 26](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3842345878r.jpg) ![4305 Bay Point Road #465 - Photo 27](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1035680966r.jpg) ![4305 Bay Point Road #465 - Photo 28](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f756531821r.jpg) ![4305 Bay Point Road #465 - Photo 29](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f229696459r.jpg) ![4305 Bay Point Road #465 - Photo 30](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3492791638r.jpg) ![4305 Bay Point Road #465 - Photo 31](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f883902205r.jpg) ![4305 Bay Point Road #465 - Photo 32](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f456643479r.jpg) ![4305 Bay Point Road #465 - Photo 33](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1336608246r.jpg) ![4305 Bay Point Road #465 - Photo 34](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f917243449r.jpg) ![4305 Bay Point Road #465 - Photo 35](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2771201390r.jpg) ![4305 Bay Point Road #465 - Photo 36](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f897019125r.jpg) ![4305 Bay Point Road #465 - Photo 37](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f1668442680r.jpg) ![4305 Bay Point Road #465 - Photo 38](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3753682911r.jpg) ![4305 Bay Point Road #465 - Photo 39](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f130114233r.jpg) ![4305 Bay Point Road #465 - Photo 40](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f2330897663r.jpg) ![4305 Bay Point Road #465 - Photo 41](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f481956406r.jpg) ![4305 Bay Point Road #465 - Photo 42](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f226583032r.jpg) ![4305 Bay Point Road #465 - Photo 43](http://lh.rdcpix.com/714797837afdea33c244160483fcb9e2l-f3639551992r.jpg) --- **MLS#:** 794104 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4305-bay-point-road-panama-city-beach-fl-32408-b25e62edb64e43e6bc0eb29534ceb8c9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4305-bay-point-road-panama-city-beach-fl-32408-b25e62edb64e43e6bc0eb29534ceb8c9#listing", "url": "https://www.propertysimple.ai/listing/4305-bay-point-road-panama-city-beach-fl-32408-b25e62edb64e43e6bc0eb29534ceb8c9", "name": "4305 Bay Point Road #465, Panama City Beach, FL 32408", "description": "Welcome to Bay Point Golf Villas, where golf course living meets the relaxed coastal lifestyle of Panama City Beach. 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Start your mornings with coffee while taking in the peaceful views or unwind in the evening from your own private outdoor space. Bay Point offers a lifestyle that's hard to beat, with 24-hour gated security and convenient access to the Bay Point Golf Club, marina, tennis, dining and the surrounding waters of St. Andrews Bay. The community is also just minutes from St. Andrews State Park, the beaches of the Gulf of Mexico, shopping and some of Panama City Beach's favorite restaurants. 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