# 431 MOUNTAINTOP Road, Mc Henry, MD 21541 > **TL;DR:** 5bd/4ba single family, $949,000 ($289/sqft), built 2005, 3,285 sqft. > Fireplace, A/C. Est. $6,443/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $949,000 | | Price/sqft | $289 | | Bedrooms | 5 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,285 | | Year Built | 2005 | | Lot Size | 24,829 sqft (0.57 acres) | | Stories | 3 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 9 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,799 | | Estimated Insurance | $277 | | HOA | $1,367 | | **Total** | **$6,443** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 2005 - 0.57 acre lot - 3 stories - 5 parking spaces - Fireplace ## Description ### Agent Description Welcome to 431 Mountaintop Road at Deep Creek Lake! This 5 bedroom, 3.5 bathroom mountain retreat offers over 3200 square feet of finished living space on 3 levels. The Deep Creek Highlands community offers premium amenities including lake access, tennis courts, outdoor pool in the summer seasons and walking trails to a scenic overlook. This home offers a main level bedroom with en-suite bathroom provides layout functionality and convenience, two gas fireplaces for warmth and ambiance in the winter months, a four-seasons screened-in room, paved driveway and a private, mountain feel. New roof and completely repainted interior in 2025! Call today to schedule private tour of this excellent mountain home! ## Location - **Address:** 431 MOUNTAINTOP Road, Mc Henry, MD 21541 - **County:** GARRETT - **Neighborhood:** DEEP CREEK HIGHLANDS - **Coordinates:** 39.53315, -79.3565 - **Google Maps:** https://www.google.com/maps?q=39.53315,-79.3565 ## Listing Agent - **Name:** Nick Fratz-Orr · **License:** 657206 - **Brokerage:** Railey Realty, Inc. - **Phone:** 3016160473 - **Broker Phone:** (301) 387-2000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/431-Mountaintop-Rd_Mc-Henry_MD_21541_M92972-31820?f=listhub&s=TRENDPA&m=MDGA2012814&c=propsimple) ## Photos ![431 MOUNTAINTOP Road - Photo 1](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3424404870r.jpg) ![431 MOUNTAINTOP Road - Photo 2](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3811747275r.jpg) ![431 MOUNTAINTOP Road - Photo 3](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2264186952r.jpg) ![431 MOUNTAINTOP Road - Photo 4](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1970932940r.jpg) ![431 MOUNTAINTOP Road - Photo 5](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2036268731r.jpg) ![431 MOUNTAINTOP Road - Photo 6](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f130118758r.jpg) ![431 MOUNTAINTOP Road - Photo 7](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f582018836r.jpg) ![431 MOUNTAINTOP Road - Photo 8](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f219741405r.jpg) ![431 MOUNTAINTOP Road - Photo 9](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3333756530r.jpg) ![431 MOUNTAINTOP Road - Photo 10](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1945176351r.jpg) ![431 MOUNTAINTOP Road - Photo 11](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2826975301r.jpg) ![431 MOUNTAINTOP Road - Photo 12](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f798469608r.jpg) ![431 MOUNTAINTOP Road - Photo 13](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2764904411r.jpg) ![431 MOUNTAINTOP Road - Photo 14](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f190211563r.jpg) ![431 MOUNTAINTOP Road - Photo 15](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2097807603r.jpg) ![431 MOUNTAINTOP Road - Photo 16](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f970747252r.jpg) ![431 MOUNTAINTOP Road - Photo 17](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3104102197r.jpg) ![431 MOUNTAINTOP Road - Photo 18](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2675732816r.jpg) ![431 MOUNTAINTOP Road - Photo 19](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2849260153r.jpg) ![431 MOUNTAINTOP Road - Photo 20](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2971804458r.jpg) ![431 MOUNTAINTOP Road - Photo 21](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1015946822r.jpg) ![431 MOUNTAINTOP Road - Photo 22](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2524326549r.jpg) ![431 MOUNTAINTOP Road - Photo 23](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3811058412r.jpg) ![431 MOUNTAINTOP Road - Photo 24](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f552193115r.jpg) ![431 MOUNTAINTOP Road - Photo 25](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2614984955r.jpg) ![431 MOUNTAINTOP Road - Photo 26](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3538959626r.jpg) ![431 MOUNTAINTOP Road - Photo 27](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2775064411r.jpg) ![431 MOUNTAINTOP Road - Photo 28](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3923831667r.jpg) ![431 MOUNTAINTOP Road - Photo 29](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2022158553r.jpg) ![431 MOUNTAINTOP Road - Photo 30](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3705648817r.jpg) ![431 MOUNTAINTOP Road - Photo 31](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3620516056r.jpg) ![431 MOUNTAINTOP Road - Photo 32](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f986799774r.jpg) ![431 MOUNTAINTOP Road - Photo 33](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2130212355r.jpg) ![431 MOUNTAINTOP Road - Photo 34](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3361566515r.jpg) ![431 MOUNTAINTOP Road - Photo 35](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f699726220r.jpg) ![431 MOUNTAINTOP Road - Photo 36](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f197101329r.jpg) ![431 MOUNTAINTOP Road - Photo 37](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f4019958222r.jpg) ![431 MOUNTAINTOP Road - Photo 38](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f760554881r.jpg) ![431 MOUNTAINTOP Road - Photo 39](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1673682309r.jpg) ![431 MOUNTAINTOP Road - Photo 40](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f161548678r.jpg) ![431 MOUNTAINTOP Road - Photo 41](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1724862512r.jpg) ![431 MOUNTAINTOP Road - Photo 42](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f4058210175r.jpg) ![431 MOUNTAINTOP Road - Photo 43](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2478343590r.jpg) ![431 MOUNTAINTOP Road - Photo 44](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2093745129r.jpg) ![431 MOUNTAINTOP Road - Photo 45](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2980468447r.jpg) ![431 MOUNTAINTOP Road - Photo 46](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f479981206r.jpg) ![431 MOUNTAINTOP Road - Photo 47](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3455815212r.jpg) ![431 MOUNTAINTOP Road - Photo 48](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f350554920r.jpg) ![431 MOUNTAINTOP Road - Photo 49](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2459261081r.jpg) ![431 MOUNTAINTOP Road - Photo 50](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2300867718r.jpg) ![431 MOUNTAINTOP Road - Photo 51](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1240738074r.jpg) ![431 MOUNTAINTOP Road - Photo 52](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3778661799r.jpg) ![431 MOUNTAINTOP Road - Photo 53](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f99847569r.jpg) ![431 MOUNTAINTOP Road - Photo 54](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f99847569r.jpg) ![431 MOUNTAINTOP Road - Photo 55](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3583232697r.jpg) ![431 MOUNTAINTOP Road - Photo 56](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f914269923r.jpg) ![431 MOUNTAINTOP Road - Photo 57](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3723117855r.jpg) ![431 MOUNTAINTOP Road - Photo 58](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3674752724r.jpg) ![431 MOUNTAINTOP Road - Photo 59](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f2975936784r.jpg) ![431 MOUNTAINTOP Road - Photo 60](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3173044302r.jpg) ![431 MOUNTAINTOP Road - Photo 61](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1955139041r.jpg) ![431 MOUNTAINTOP Road - Photo 62](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3712204929r.jpg) ![431 MOUNTAINTOP Road - Photo 63](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f179432145r.jpg) ![431 MOUNTAINTOP Road - Photo 64](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3648950137r.jpg) ![431 MOUNTAINTOP Road - Photo 65](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1828879900r.jpg) ![431 MOUNTAINTOP Road - Photo 66](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3516988074r.jpg) ![431 MOUNTAINTOP Road - Photo 67](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f782691722r.jpg) ![431 MOUNTAINTOP Road - Photo 68](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f3459768586r.jpg) ![431 MOUNTAINTOP Road - Photo 69](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f9105246r.jpg) ![431 MOUNTAINTOP Road - Photo 70](http://lh.rdcpix.com/45a20640c32841214ead627a75bb86a3l-f1239749121r.jpg) --- **MLS#:** MDGA2012814 | **Updated:** 2026-09-29 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/431-mountaintop-road-mc-henry-md-21541-a2012814) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/431-mountaintop-road-mc-henry-md-21541-a2012814#listing", "url": "https://www.propertysimple.ai/listing/431-mountaintop-road-mc-henry-md-21541-a2012814", "name": "431 MOUNTAINTOP Road, Mc Henry, MD 21541", "description": "Welcome to 431 Mountaintop Road at Deep Creek Lake! This 5 bedroom, 3.5 bathroom mountain retreat offers over 3200 square feet of finished living space on 3 levels. The Deep Creek Highlands community offers premium amenities including lake access, tennis courts, outdoor pool in the summer seasons and walking trails to a scenic overlook. This home offers a main level bedroom with en-suite bathroom provides layout functionality and convenience, two gas fireplaces for warmth and ambiance in the winter months, a four-seasons screened-in room, paved driveway and a private, mountain feel. New roof and completely repainted interior in 2025! 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