# 4312 S Bay Circle, North Fort Myers, FL 33903

> **TL;DR:** 3bd/2ba single family, $450,000 ($278/sqft), built 1962, 1,618 sqft.
> Waterfront, A/C. Est. $1,950/mo. Listed 94 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $450,000 |
| Price/sqft | $278 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,618 |
| Year Built | 1962 |
| Lot Size | 8,581 sqft (0.20 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 94 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,950 |
| **Total** | **$1,950** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1962
- 0.20 acre lot
- Waterfront

## Description

### Agent Description
GULF ACCESS, NO BRIDGES! This beautifully renovated waterfront gem is situated in the up-and-coming Waterway Estates! PERFECT home for AirBNB, vacation home or for the resident who loves boating! Great investment opportunity to build some equity or have a successful rental. Centrally located with quick access to everything you need in Cape Coral, short drive to downtown Ft. Myers, and only one beer to open water by boat! NEW roof, plumbing, hot water heater, stainless steel appliances, hurricane impact windows, slider door, luxury waterproof vinyl flooring, AND MORE! Don't wait-- schedule your private showing today!

## Location

- **Address:** 4312 S Bay Circle, North Fort Myers, FL 33903
- **County:** Lee
- **Neighborhood:** WATERWAY ESTATES
- **Coordinates:** 26.64062, -81.913381
- **Google Maps:** https://www.google.com/maps?q=26.64062,-81.913381

## Listing Agent

- **Name:** Sheena Reagan
- **Brokerage:** Realty One Group MVP
- **Phone:** 2392092805
- **Email:** sheenareagan@gmail.com

## Primary Photo

![4312 S Bay Circle - Primary Photo](http://lh.rdcpix.com/e57ce86a536c5d38cf8ee27afb84ef71l-f1740475627r.jpg)

*17 total photos available on [listing page](https://www.propertysimple.com/listing/4312-s-bay-circle-north-fort-myers-fl-33903-26010280)*

---

**MLS#:** 2026010280 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4312-s-bay-circle-north-fort-myers-fl-33903-26010280)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "4312 S Bay Circle, North Fort Myers, FL 33903",
  "description": "GULF ACCESS, NO BRIDGES! This beautifully renovated waterfront gem is situated in the up-and-coming Waterway Estates! PERFECT home for AirBNB, vacation home or for the resident who loves boating! Great investment opportunity to build some equity or have a successful rental. Centrally located with quick access to everything you need in Cape Coral, short drive to downtown Ft. Myers, and only one beer to open water by boat! NEW roof, plumbing, hot water heater, stainless steel appliances, hurricane",
  "url": "https://www.propertysimple.com/listing/4312-s-bay-circle-north-fort-myers-fl-33903-26010280",
  "image": "http://lh.rdcpix.com/e57ce86a536c5d38cf8ee27afb84ef71l-f1740475627r.jpg",
  "datePosted": "2026-06-19",
  "price": 450000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "4312 S Bay Circle",
    "addressLocality": "North Fort Myers",
    "addressRegion": "FL",
    "postalCode": "33903",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 26.64062,
    "longitude": -81.913381
  },
  "numberOfBedrooms": 3,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1618,
    "unitCode": "FTK"
  },
  "yearBuilt": 1962
}
```