# 4312 S M Street, McAllen, TX 78503

> **TL;DR:** land, $195,000. Est. $2,243/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $195,000 |
| Lot Size | 14,985 sqft (0.34 acres) |
| Property Type | Land (Other) |
| Status | Pending |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $986 |
| Estimated Insurance | $57 |
| HOA | $1,200 |
| **Total** | **$2,243** |

## Nearby Schools

- **Elementary:** Fields
- **Middle:** Travis
- **High:** Memorial H.S.

## Property Highlights

- 0.34 acre lot

## Description

### Agent Description
Prime Vacant Lot in Prestigious Gated Subdivision Perfect canvas for your dream home in this highly sought-after modern gated community. This spacious vacant lot offers a rare opportunity to build in a serene, secure, and well-planned neighborhood. Surrounded by contemporary residences and lush landscaping. Conveniently located near schools, shops, and major roads, it's the ideal blend of privacy and accessibility. Ready for development with complete infrastructure in place.

## Location

- **Address:** 4312 S M Street, McAllen, TX 78503
- **County:** Hidalgo
- **Neighborhood:** Lago Vista
- **Coordinates:** 26.160282, -98.212284
- **Google Maps:** https://www.google.com/maps?q=26.160282,-98.212284

## Listing Agent

- **Name:** Michelle Zarate
- **Brokerage:** Key Realty
- **Broker Phone:** (956) 225-5295
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4312-S-M-St_McAllen_TX_78503_M72972-73179?f=listhub&s=GMARTX&m=471940&c=propsimple)

## Photos

![4312 S M Street - Photo 1](http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1007203987r.jpg)

![4312 S M Street - Photo 2](http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f383901609r.jpg)

![4312 S M Street - Photo 3](http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1492033485r.jpg)

---

**MLS#:** 471940 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Greater McAllen Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765#listing",
  "url": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765",
  "name": "4312 S M Street, McAllen, TX 78503",
  "description": "Prime Vacant Lot in Prestigious Gated Subdivision Perfect canvas for your dream home in this highly sought-after modern gated community. This spacious vacant lot offers a rare opportunity to build in a serene, secure, and well-planned neighborhood. Surrounded by contemporary residences and lush landscaping. Conveniently located near schools, shops, and major roads, it's the ideal blend of privacy and accessibility. Ready for development with complete infrastructure in place.",
  "image": [
    "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1007203987r.jpg",
    "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f383901609r.jpg",
    "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1492033485r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1007203987r.jpg",
    "caption": "4312 S M Street - McAllen, TX"
  },
  "datePosted": "2026-10-20T18:31:21.455Z",
  "dateModified": "2026-10-20T18:31:21.455Z",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765#property",
    "name": "4312 S M Street, McAllen, TX 78503",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "4312 S M Street",
      "addressLocality": "McAllen",
      "addressRegion": "TX",
      "postalCode": "78503",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 26.160282,
      "longitude": -98.212284
    },
    "image": [
      "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1007203987r.jpg",
      "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f383901609r.jpg",
      "http://lh.rdcpix.com/4aadb9927821188ee3c9808352783846l-f1492033485r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "471940"
    },
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.34 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Land"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765#offer",
    "url": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765",
    "price": 195000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765#agent",
    "name": "Michelle Zarate",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/4312-s-m-street-mcallen-tx-78503-e0ae4623effc4d9488e0d8eb0fea6765#brokerage",
      "name": "Key Realty",
      "telephone": "(956) 225-5295"
    }
  }
}
```