# 4317 NW 40th Terrace, Cape Coral, FL 33993

> **TL;DR:** 4bd/2ba single family, $315,000 ($184/sqft), built 2007, 1,712 sqft.
> A/C, 2-car garage. Est. $1,685/mo. Listed 189 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Price/sqft | $184 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,712 |
| Year Built | 2007 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 189 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,593 |
| Estimated Insurance | $92 |
| **Total** | **$1,685** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2007
- 0.23 acre lot

## Description

### Agent Description
Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000-$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

## Location

- **Address:** 4317 NW 40th Terrace, Cape Coral, FL 33993
- **County:** Lee
- **Coordinates:** 26.733021, -82.061507
- **Google Maps:** https://www.google.com/maps?q=26.733021,-82.061507

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026019635

## Listing Agent

- **Name:** Elizabeth Wiggins · **License:** 281533437
- **Brokerage:** Trend Realty
- **Broker Phone:** (941) 928-3449
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4317-NW-40th-Ter_Cape-Coral_FL_33993_M66963-35406?f=listhub&s=FMSWFL&m=2026019635&c=propsimple)

## Photos

![4317 NW 40th Terrace - Photo 1](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3192155134r.jpg)

![4317 NW 40th Terrace - Photo 2](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f63547500r.jpg)

![4317 NW 40th Terrace - Photo 3](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f288368901r.jpg)

![4317 NW 40th Terrace - Photo 4](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3251418489r.jpg)

![4317 NW 40th Terrace - Photo 5](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3270110306r.jpg)

![4317 NW 40th Terrace - Photo 6](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3511258999r.jpg)

![4317 NW 40th Terrace - Photo 7](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f1252521444r.jpg)

![4317 NW 40th Terrace - Photo 8](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2449726689r.jpg)

![4317 NW 40th Terrace - Photo 9](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2244160485r.jpg)

![4317 NW 40th Terrace - Photo 10](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2017921678r.jpg)

![4317 NW 40th Terrace - Photo 11](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3039405020r.jpg)

![4317 NW 40th Terrace - Photo 12](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f1787215727r.jpg)

![4317 NW 40th Terrace - Photo 13](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2491886018r.jpg)

![4317 NW 40th Terrace - Photo 14](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3130432888r.jpg)

![4317 NW 40th Terrace - Photo 15](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3901359816r.jpg)

![4317 NW 40th Terrace - Photo 16](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f814093118r.jpg)

![4317 NW 40th Terrace - Photo 17](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3910816824r.jpg)

![4317 NW 40th Terrace - Photo 18](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f3904702568r.jpg)

![4317 NW 40th Terrace - Photo 19](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f1733042338r.jpg)

![4317 NW 40th Terrace - Photo 20](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2231133841r.jpg)

![4317 NW 40th Terrace - Photo 21](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2481213217r.jpg)

![4317 NW 40th Terrace - Photo 22](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2244229878r.jpg)

![4317 NW 40th Terrace - Photo 23](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2789474218r.jpg)

![4317 NW 40th Terrace - Photo 24](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2340070144r.jpg)

![4317 NW 40th Terrace - Photo 25](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2562194428r.jpg)

![4317 NW 40th Terrace - Photo 26](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2332415101r.jpg)

![4317 NW 40th Terrace - Photo 27](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f1476744604r.jpg)

![4317 NW 40th Terrace - Photo 28](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f526578403r.jpg)

![4317 NW 40th Terrace - Photo 29](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2728754495r.jpg)

![4317 NW 40th Terrace - Photo 30](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2421265557r.jpg)

![4317 NW 40th Terrace - Photo 31](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2322557954r.jpg)

![4317 NW 40th Terrace - Photo 32](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f1207339606r.jpg)

![4317 NW 40th Terrace - Photo 33](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f4179739979r.jpg)

![4317 NW 40th Terrace - Photo 34](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f501562192r.jpg)

![4317 NW 40th Terrace - Photo 35](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2051841614r.jpg)

![4317 NW 40th Terrace - Photo 36](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f2080907959r.jpg)

![4317 NW 40th Terrace - Photo 37](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f517511160r.jpg)

![4317 NW 40th Terrace - Photo 38](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f1908734244r.jpg)

![4317 NW 40th Terrace - Photo 39](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f808718227r.jpg)

![4317 NW 40th Terrace - Photo 40](http://lh.rdcpix.com/d356520fc80a29e46521156564e8dd33l-f144833388r.jpg)

---

**MLS#:** 2026019635 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4317-nw-40th-terrace-cape-coral-fl-33993-346d459f3e4348feb7ba9aeaf8ac167d)

---

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}
```