# 432 First Street, Lynch, KY 40855 > **TL;DR:** 3bd/2ba single family, $89,900 ($104/sqft), built 1996, 864 sqft. > A/C. Est. $481/mo. Listed 93 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $89,900 | | Price/sqft | $104 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 864 | | Year Built | 1996 | | Lot Size | 13,939 sqft (0.32 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 93 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $455 | | Estimated Insurance | $26 | | **Total** | **$481** | ## Nearby Schools - **Elementary:** Cumberland - **Middle:** Harlan Co - **High:** Harlan Co ## Key Amenities - A/C ## Property Highlights - Built in 1996 - 0.32 acre lot ## Description ### Agent Description Review Offer Investor Hold Days 7 Review Offer Hold Days (All Buyer Types)7 3-bedroom, 2-bath home with an expanded floor plan offering significantly more living space than the listed 874 square feet, with approximately double that amount of finished area. Located on a one-way street with a small lot requiring minimal exterior maintenance. Buyer to verify square footage and all property information. Minimum Earnest Money Deposit of 1% of the Purchase Price or $1,000, whichever is greater. This property is now active in an online auction. All offers must be submitted through the property's listing page. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval. ## Location - **Address:** 432 First Street, Lynch, KY 40855 - **County:** Harlan - **Neighborhood:** Rural - **Coordinates:** 36.967564, -82.931359 - **Google Maps:** https://www.google.com/maps?q=36.967564,-82.931359 ## Listing Agent - **Name:** James Martin - **Brokerage:** Realty World Adams & Associates, Inc. - **Broker Phone:** (859) 314-7878 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/432-First-St_Lynch_KY_40855_M36455-28425?f=listhub&s=LBARKY&m=26020770&c=propsimple) ## Photos ![432 First Street - Photo 1](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f876512113r.jpg) ![432 First Street - Photo 2](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f3418962338r.jpg) ![432 First Street - Photo 3](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f3279497581r.jpg) ![432 First Street - Photo 4](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1425841426r.jpg) ![432 First Street - Photo 5](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1151282860r.jpg) ![432 First Street - Photo 6](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f2668697049r.jpg) ![432 First Street - Photo 7](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f3076226780r.jpg) ![432 First Street - Photo 8](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1129259392r.jpg) ![432 First Street - Photo 9](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f3617284363r.jpg) ![432 First Street - Photo 10](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f4148233487r.jpg) ![432 First Street - Photo 11](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f929781194r.jpg) ![432 First Street - Photo 12](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f637788421r.jpg) ![432 First Street - Photo 13](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f2774447038r.jpg) ![432 First Street - Photo 14](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f315669133r.jpg) ![432 First Street - Photo 15](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f3787081313r.jpg) ![432 First Street - Photo 16](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f534183117r.jpg) ![432 First Street - Photo 17](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f64681658r.jpg) ![432 First Street - Photo 18](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f96878593r.jpg) ![432 First Street - Photo 19](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f711216926r.jpg) ![432 First Street - Photo 20](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1948397926r.jpg) ![432 First Street - Photo 21](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1749805406r.jpg) ![432 First Street - Photo 22](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f2641424372r.jpg) ![432 First Street - Photo 23](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f2344817610r.jpg) ![432 First Street - Photo 24](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f2887307636r.jpg) ![432 First Street - Photo 25](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1184284814r.jpg) ![432 First Street - Photo 26](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f890057122r.jpg) ![432 First Street - Photo 27](http://lh.rdcpix.com/e2fc2044fb194b9da9bf9136a48dcc6cl-f1188477501r.jpg) --- **MLS#:** 26020770 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/432-first-street-lynch-ky-40855-f96b3e4f1e6a42db8b7f2d428bd00093) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/432-first-street-lynch-ky-40855-f96b3e4f1e6a42db8b7f2d428bd00093#listing", "url": "https://www.propertysimple.ai/listing/432-first-street-lynch-ky-40855-f96b3e4f1e6a42db8b7f2d428bd00093", "name": "432 First Street, Lynch, KY 40855", "description": "Review Offer Investor Hold Days 7 Review Offer Hold Days (All Buyer Types)7 3-bedroom, 2-bath home with an expanded floor plan offering significantly more living space than the listed 874 square feet, with approximately double that amount of finished area. 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