# 432 Highway 98, Apalachicola, FL 32320

> **TL;DR:** 4bd/2ba single family, $1,575,000 ($1212/sqft), built 1976, 1,300 sqft.
> Waterfront, View. Est. $6,825/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,575,000 |
| Price/sqft | $1212 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,300 |
| Year Built | 1976 |
| Lot Size | 30,492 sqft (0.70 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $6,825 |
| **Total** | **$6,825** |

## Key Amenities

- Waterfront
- View

## Property Highlights

- Built in 1976
- 0.70 acre lot
- 2 stories
- 3 parking spaces
- Waterfront

## Description

### Agent Description
This is a rare opportunity to purchase two parcels of C-1 zoned property with a Residential structure on it, allowing for residential uses. This home needs someone with vision to step in and help it reach it's full potential.

## Location

- **Address:** 432 Highway 98, Apalachicola, FL 32320
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 29.7136175, -85.0063058
- **Google Maps:** https://www.google.com/maps?q=29.7136175,-85.0063058

## Listing Agent

- **Name:** Cameron White
- **Brokerage:** Naumann Group Real Estate, Inc. - Sgi
- **Phone:** 8502733543
- **Email:** cameron@naumanngroup.com

## Primary Photo

![432 Highway 98 - Primary Photo](http://lh.rdcpix.com/d65434bd3965729164f0de1125af6626l-f2973827897r.jpg)

*6 total photos available on [listing page](https://www.propertysimple.com/listing/432-highway-98-apalachicola-fl-32320-l325099)*

---

**MLS#:** 325099 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/432-highway-98-apalachicola-fl-32320-l325099)

---

## Structured Data

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{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "432 Highway 98, Apalachicola, FL 32320",
  "description": "This is a rare opportunity to purchase two parcels of C-1 zoned property with a Residential structure on it, allowing for residential uses. This home needs someone with vision to step in and help it reach it's full potential.",
  "url": "https://www.propertysimple.com/listing/432-highway-98-apalachicola-fl-32320-l325099",
  "image": "http://lh.rdcpix.com/d65434bd3965729164f0de1125af6626l-f2973827897r.jpg",
  "datePosted": "2026-06-18",
  "price": 1575000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "432 Highway 98",
    "addressLocality": "Apalachicola",
    "addressRegion": "FL",
    "postalCode": "32320",
    "addressCountry": "US"
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    "@type": "GeoCoordinates",
    "latitude": 29.7136175,
    "longitude": -85.0063058
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  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1300,
    "unitCode": "FTK"
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  "yearBuilt": 1976
}
```