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About This Home

This 4-bedroom, 3-bathroom single family at 4320 Cottage Avenue in Mishawaka, IN is listed for $745,000 ($234 per sqft). Built in 1996, the home offers 3,187 sqft of living space on a 0.41 acres lot.

Agent Description

~~Exceptional Riverfront Retreat with 130+ Feet of Scenic Frontage~~ Discover the art of luxury living in this exceptional riverfront retreat, gracefully situated on three beautifully maintained lots and offering over 130 feet of tranquil frontage along one of the region’s most picturesque waterways.

Designed to balance elegance and livability, this property captures stunning views from nearly every window and invites effortless entertaining indoors and out. The home’s transformation is evident in every detail, reflecting years of thoughtful design and expert craftsmanship.

Extensive improvements have been completed, including major renovations by the esteemed Peacock & Co. and professional landscaping by Foegley Landscape, Inc. The result is a property that feels both refined and refreshed—surrounded by lush, manicured gardens and outdoor spaces perfect for gathering with friends, or simply enjoying the peaceful rhythm of the river.

Inside, the thoughtful layout exudes both warmth and functionality. The chef-inspired kitchen, remodeled by Peacock & Co., showcases stainless steel appliances, including a top-of-the-line Thermador gas range, a granite-topped breakfast bar, cherry cabinetry, travertine flooring, and a walk-in pantry, forming the true heart of the home.

The main-level primary ensuite opens to the pergola covered patio with river views for an easy connection to the outdoors. The primary quarters includes a spacious walk-in closet and a spa-quality bath with heated tile flooring and towel rack, dual vanities, and a frameless steam shower designed for ultimate relaxation.

In the living room, elegant design meets comfort with a gas fireplace framed in custom masonry and built-in shelving that adds both beauty and functionality. A main-floor home office provides a peaceful space for productivity or creative pursuits. Upstairs, three spacious bedrooms accompany a remodeled full bath, with one bedroom being ideal for a

second living room, media space, or used as a separate living area with private access through the three-stall garage. Every detail of this home reflects thoughtful design and fine craftsmanship. With its combination of elegant interiors, sophisticated updates, and breathtaking natural surroundings, this property offers a truly remarkable riverfront lifestyle you will not want to miss! ***CURRENT TAXES SHOWN ARE WITHOUT HOMESTEAD EXEMPTION***

Key Features

  • Built in 1996
  • 0.41 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1996

Amenities

FireplaceWaterfront

Monthly Cost Estimate

$3,984/mo

20% down · 6.5% · 30 years

Principal$539
Interest$3,228
Insurance$217

Estimates only. Actual payments may vary.

Location

4320 Cottage Avenue

Mishawaka, IN 46544-3847

Twin Branch

Features & Amenities

Interior Features

1st Bdrm En SuiteAlarm System-securityBuilt-in Entertainment CtCeiling Fan(s)Closet(s) Walk-inCountertops-solid SurfDeck CoveredDeck OpenDeck On WaterfrontDetector-smokeEat-in KitchenFirepitGarage Door OpenerIrrigation SystemKitchen IslandLandscapedPantry-walk InPatio OpenSteam ShowerTwin Sink VanityStand Up ShowerTub/Shower CombinationBidetMain Floor LaundryCustom CabinetryGarage Utilities

Exterior Features

FencePier/DockBoat LotNone

Property Details

Construction

Brick

Parking

GarageGarage - Attached

Heating

BaseboardFireplace(s)Hot Water (Heating)Natural GasRadiant

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4320 Cottage Avenue is listed at $745,000 ($234/sqft). The estimated monthly payment is $3,228 based on 20% down at 6.5% interest.

Key features include: Built in 1996, 0.41 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: 1st Bdrm En Suite, Alarm System-security, Built-in Entertainment Ct. Exterior Features: Fence, Pier/Dock, Boat Lot.

This property is listed by Kerrie Drury and can be reached at 5746073890 or Kerrie@INMIHome.com.

KD

Kerrie Drury

Agent at RE/MAX 100

(574) 607-3890

Listed by RE/MAX 100 · View on Broker Site

MLS# 202615909· Source: listhub· Updated 31 days ago

Copyright © 2026 Greater South Bend-Mishawaka Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4320 Cottage Avenue, Mishawaka, IN 46544-3847

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