About This Home

This 4-bedroom, 3-bathroom single family at 433 County Road 39 NW in Monticello, MN is listed for $849,900 ($367 per sqft). Built in 1994, the home offers 2,315 sqft of living space on a 14.77 acres lot.

Key Features

  • Built in 1994
  • 14.77 acre lot
  • Fireplace

Property Details

1 full, 1 half
2-car garage
1994

Amenities

FireplaceA/C
Listing Description

This rare 14.77-acre hobby farm property is an equestrian's dream, featuring a complete horse setup with approximately 7 fenced acres divided into 4 separate vinyl and wire fenced pastures. The 40x40 barn comes equipped with 5 horse stalls, a dedicated tack area, a large covered section, power, water service, and a heated outdoor auto water dispenser.

Beyond the pastures, approximately 5 wooded acres feature private trails for walking, ATVing, or snowmobiling, leading down to wetlands bordering 225-acre Lake Ida with direct lake access and providing spectacular lake views! Inside, the home offers 4 bedrooms, 3 bathrooms, a bonus room, and a dedicated home office, with fresh flooring in the primary and main-level bathrooms.

Major updates bring incredible value, including a furnace/HVAC system (approx. 3 years old) and a newer roof and siding (2024/2025). Located just 30 minutes from both Maple Grove and St. Cloud.

Monthly Cost Estimate

$4,545/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248

Estimates only. Actual payments may vary.

Location

433 County Road 39 NW

Monticello, MN 55362

Features & Amenities

Interior Features

3 BR on One LevelMain Floor Laundry

Property Details

Outdoor Features

Deck

Parking

Garage - AttachedDriveway

Heating

Forced AirHeat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasherWater Softener - Owned

Questions & Answers

This 4-bedroom, 3-bathroom single family at 433 County Road 39 NW is listed at $849,900 ($367/sqft). The estimated monthly payment is $4,546 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1994, 14.77 acre lot, Fireplace. Interior Features: 3 BR on One Level, Main Floor Laundry.

This property is listed by Mandy Kruse Rosby.

MR

Mandy Kruse Rosby

Agent at Alliance Real Estate, LLC

Listed by Alliance Real Estate, LLC · Broker phone: (612) 247-7588 · View on Broker Site · Broker website

MLS# 7117942· Source: Northstar MLS· 91 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

433 County Road 39 NW, Monticello, MN 55362

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