About This Home

This 3-bedroom, 2-bathroom single family at 434 SE 21st Terrace in Cape Coral, FL is listed for $565,000 ($311 per sqft). Built in 1992, the home offers 1,819 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1992
  • 0.26 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
2-car garage
1992

Amenities

PoolSolarWaterfrontA/C
Listing Description

Freshwater canal, heated pool via heat pump and solar panels to ensure your pool is warm on chilly days. Pool was resurfaced in 2025 and stays sparkling clean, coastal decor throughout, low maintenance landscape and move-in Ready! Great, quiet neighborhood.

Conveniently located near shopping, dining, schools, parks and everyday amenities, with easy access to everything Cape Coral has to offer. High ceilings, light and bright throughout. Vacation rental history too. Everything you need is here. No HOA; No flood ins. needed. Whether you're looking for a full-time residence, seasonal getaway or investment opportunity, this home offers an excellent opportunity to enjoy the best of Southwest Florida living.

Monthly Cost Estimate

$3,022/mo

20% down · 6.5% · 30 years

Principal$409
Interest$2,448
Insurance$165

Estimates only. Actual payments may vary.

Location

434 SE 21st Terrace

Cape Coral, FL 33990

CAPE CORAL

Features & Amenities

Interior Features

BedroomOnMainLevelBathtubSeparateFormalDiningRoomDualSinksEntranceFoyerEatInKitchenFrenchDoorsAtriumDoorsMainLevelPrimaryPantrySeparateShowerVaultedCeilingsWalkInClosetsWindowTreatmentsSplitBedrooms

Exterior Features

IrrigationSprinklersShuttersManual

Property Details

Flooring

TileCarpet

Construction

Stucco WoodFrame

Pool Features

Pool

Outdoor Features

Porch

Parking

GarageOpenDriveway

Heating

Electric (Heating)Central

Cooling

Central AirElectricCeiling Fan(s)

Appliances

DryerDishwasherElectricCooktopFreezerDisposalIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerSelfCleaningOvenWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 434 SE 21st Terrace is listed at $565,000 ($311/sqft). The estimated monthly payment is $3,022 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1992, 0.26 acre lot, Private pool, Waterfront. Interior Features: BedroomOnMainLevel, Bathtub, SeparateFormalDiningRoom. Exterior Features: IrrigationSprinklers, ShuttersManual.

This property is listed by Sandra Wall.

SW

Sandra Wall

License 258025530

Agent at Royal Shell Real Estate, Inc.

Listed by Royal Shell Real Estate, Inc. · Broker phone: (239) 689-7653 · View on Broker Site · Broker website

MLS# 2026041428· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 22 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

434 SE 21st Terrace, Cape Coral, FL 33990

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