# 434 SE 21st Terrace, Cape Coral, FL 33990

> **TL;DR:** 3bd/2ba single family, $565,000 ($311/sqft), built 1992, 1,819 sqft.
> Pool, Solar, Waterfront, A/C. Est. $3,022/mo. Listed 23 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $565,000 |
| Price/sqft | $311 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,819 |
| Year Built | 1992 |
| Lot Size | 11,413 sqft (0.26 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 23 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed
- **Pool** - Porch
- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,857 |
| Estimated Insurance | $165 |
| **Total** | **$3,022** |

## Nearby Schools

- **Elementary:** CALOOSA ELEMENTARY
- **Middle:** CHALLENGER MIDDLE
- **High:** CAPE CORAL HIGH

## Key Amenities

- Pool
- Solar
- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 1992
- 0.26 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Freshwater canal, heated pool via heat pump and solar panels to ensure your pool is warm on chilly days. Pool was resurfaced in 2025 and stays sparkling clean, coastal decor throughout, low maintenance landscape and move-in Ready! Great, quiet neighborhood. Conveniently located near shopping, dining, schools, parks and everyday amenities, with easy access to everything Cape Coral has to offer. High ceilings, light and bright throughout. Vacation rental history too. Everything you need is here. No HOA; No flood ins. needed. Whether you're looking for a full-time residence, seasonal getaway or investment opportunity, this home offers an excellent opportunity to enjoy the best of Southwest Florida living.

## Location

- **Address:** 434 SE 21st Terrace, Cape Coral, FL 33990
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.612808, -81.964423
- **Google Maps:** https://www.google.com/maps?q=26.612808,-81.964423

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026041428

## Listing Agent

- **Name:** Sandra Wall · **License:** 258025530
- **Brokerage:** Royal Shell Real Estate, Inc.
- **Broker Phone:** (239) 689-7653
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/434-SE-21st-Ter_Cape-Coral_FL_33990_M63169-52154?f=listhub&s=FMSWFL&m=2026041428&c=propsimple)

## Photos

![434 SE 21st Terrace - Photo 1](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4270917786r.jpg)

![434 SE 21st Terrace - Photo 2](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3383583172r.jpg)

![434 SE 21st Terrace - Photo 3](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2415977003r.jpg)

![434 SE 21st Terrace - Photo 4](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3362006855r.jpg)

![434 SE 21st Terrace - Photo 5](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f276218476r.jpg)

![434 SE 21st Terrace - Photo 6](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1434250509r.jpg)

![434 SE 21st Terrace - Photo 7](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2285012189r.jpg)

![434 SE 21st Terrace - Photo 8](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3637881342r.jpg)

![434 SE 21st Terrace - Photo 9](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f284759212r.jpg)

![434 SE 21st Terrace - Photo 10](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1031360351r.jpg)

![434 SE 21st Terrace - Photo 11](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2265926011r.jpg)

![434 SE 21st Terrace - Photo 12](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f947180847r.jpg)

![434 SE 21st Terrace - Photo 13](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3096101713r.jpg)

![434 SE 21st Terrace - Photo 14](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2880213565r.jpg)

![434 SE 21st Terrace - Photo 15](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1010732855r.jpg)

![434 SE 21st Terrace - Photo 16](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2486242692r.jpg)

![434 SE 21st Terrace - Photo 17](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1676796226r.jpg)

![434 SE 21st Terrace - Photo 18](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2617511390r.jpg)

![434 SE 21st Terrace - Photo 19](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f991040391r.jpg)

![434 SE 21st Terrace - Photo 20](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f460777726r.jpg)

![434 SE 21st Terrace - Photo 21](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3178328404r.jpg)

![434 SE 21st Terrace - Photo 22](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f605285781r.jpg)

![434 SE 21st Terrace - Photo 23](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2806451039r.jpg)

![434 SE 21st Terrace - Photo 24](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3947988280r.jpg)

![434 SE 21st Terrace - Photo 25](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f856425547r.jpg)

![434 SE 21st Terrace - Photo 26](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f712272168r.jpg)

![434 SE 21st Terrace - Photo 27](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2262632574r.jpg)

![434 SE 21st Terrace - Photo 28](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2917724801r.jpg)

![434 SE 21st Terrace - Photo 29](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2900591034r.jpg)

![434 SE 21st Terrace - Photo 30](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3676765941r.jpg)

![434 SE 21st Terrace - Photo 31](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4021901699r.jpg)

![434 SE 21st Terrace - Photo 32](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2854167332r.jpg)

![434 SE 21st Terrace - Photo 33](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1925389235r.jpg)

![434 SE 21st Terrace - Photo 34](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2817160490r.jpg)

![434 SE 21st Terrace - Photo 35](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3575827894r.jpg)

![434 SE 21st Terrace - Photo 36](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3697500412r.jpg)

![434 SE 21st Terrace - Photo 37](http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2641171321r.jpg)

---

**MLS#:** 2026041428 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213#listing",
  "url": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213",
  "name": "434 SE 21st Terrace, Cape Coral, FL 33990",
  "description": "Freshwater canal, heated pool via heat pump and solar panels to ensure your pool is warm on chilly days. Pool was resurfaced in 2025 and stays sparkling clean, coastal decor throughout, low maintenance landscape and move-in Ready! Great, quiet neighborhood. Conveniently located near shopping, dining, schools, parks and everyday amenities, with easy access to everything Cape Coral has to offer. High ceilings, light and bright throughout. Vacation rental history too. Everything you need is here. No HOA; No flood ins. needed. Whether you're looking for a full-time residence, seasonal getaway or investment opportunity, this home offers an excellent opportunity to enjoy the best of Southwest Florida living.",
  "image": [
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4270917786r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3383583172r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2415977003r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3362006855r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f276218476r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1434250509r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2285012189r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3637881342r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f284759212r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1031360351r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2265926011r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f947180847r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3096101713r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2880213565r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1010732855r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2486242692r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1676796226r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2617511390r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f991040391r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f460777726r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3178328404r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f605285781r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2806451039r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3947988280r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f856425547r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f712272168r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2262632574r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2917724801r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2900591034r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3676765941r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4021901699r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2854167332r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1925389235r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2817160490r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3575827894r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3697500412r.jpg",
    "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2641171321r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4270917786r.jpg",
    "caption": "434 SE 21st Terrace - Cape Coral, FL"
  },
  "datePosted": "2026-10-09",
  "dateModified": "2026-10-28T22:33:47.913Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213#property",
    "name": "434 SE 21st Terrace, Cape Coral, FL 33990",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "434 SE 21st Terrace",
      "addressLocality": "Cape Coral",
      "addressRegion": "FL",
      "postalCode": "33990",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 26.612808,
      "longitude": -81.964423
    },
    "image": [
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4270917786r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3383583172r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2415977003r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3362006855r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f276218476r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1434250509r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2285012189r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3637881342r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f284759212r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1031360351r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2265926011r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f947180847r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3096101713r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2880213565r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1010732855r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2486242692r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1676796226r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2617511390r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f991040391r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f460777726r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3178328404r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f605285781r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2806451039r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3947988280r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f856425547r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f712272168r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2262632574r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2917724801r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2900591034r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3676765941r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f4021901699r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2854167332r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f1925389235r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2817160490r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3575827894r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f3697500412r.jpg",
      "http://lh.rdcpix.com/111a7cf17a17023f842fc5ace35a578al-f2641171321r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "2026041428"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1819,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1992,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Electric (Heating), Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Electric, Ceiling Fan(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dryer, Dishwasher, ElectricCooktop, Freezer, Disposal, IceMaker, Microwave, Range, Refrigerator, RefrigeratorWithIceMaker, SelfCleaningOven, Washer"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile, Carpet"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Stucco,  WoodFrame"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, Open, Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Solar",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.26 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213#offer",
    "url": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213",
    "price": 565000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213#agent",
    "name": "Sandra Wall",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/434-se-21st-terrace-cape-coral-fl-33990-e734ef0e930f4cffa55072202d065213#brokerage",
      "name": "Royal Shell Real Estate, Inc.",
      "telephone": "(239) 689-7653",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/e5f5c6b2e8e311e8929a0242ac110005k-c665097996r.png"
      }
    }
  }
}
```