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About This Home

This 3-bedroom, 3-bathroom single family at 435 Mccloud St in Saint George Island, FL is listed for $1,375,000 ($1,150 per sqft). Built in 2002, the home offers 1,196 sqft of living space on a 0.33 acres lot.

Agent Description

A Bayfront Escape for All Seasons- whether you're here for summer boating, autumn fishing or winter sunsets, this spacious waterfront retreat has it all. Expansive decks for entertaining, guest - friendly spaces and your own private covered deep water dock with a boat lift (approx 7,000 lbs)set the stage for unforgettable coastal living.

Enjoy white sand beach frontage, a private swimming pool and the convenience of a cargo lift. The welcoming entry features a covered deck with comfortable outdoor seating, a ceramic tiled foyer with washer & dryer and ample storage areas. The first living level offers a bayfront king master suite, a guest bedroom and bath and an amazing cathedral ceiling living room with panoramic water views.

The open dining area flows into a thoughtfully designed kitchen with a gas stove, island with extra seating & 2 utility closets. Ceramic tile runs throughout, leading to a spacious outdoor deck of the living area, plus a covered lower deck perfect for a porch swing, hammock and additional seating (approx 10'x32') The loft level is perfect for guest

s, with 3 beds, a TV seating area, a full bath & large storage space for seasonal items, well and irrigation system. Golf cart to shops, dining and the Lighthouse Park. The information in the Tax Assessor website does not include the loft which is approx. 400 sq ft plus unheated storage spaces approx 192 sq.ft. BUYER to verify all dimensions.

Key Features

  • Built in 2002
  • 0.33 acre lot
  • 6 parking spaces
  • Private pool
  • Fireplace
  • Waterfront

Property Details

3 full
6 spaces
2002

Amenities

PoolFireplaceWaterfrontViewA/C

Monthly Cost Estimate

$7,354/mo

20% down · 6.5% · 30 years

Principal$994
Interest$5,958
Insurance$401

Estimates only. Actual payments may vary.

Location

435 Mccloud St

Saint George Island, FL 32328

Gulf Beaches Units 1-5

Features & Amenities

Interior Features

Cathedral Ceiling(s)Kitchen IslandPantry

Exterior Features

Boat HoistShore Rip Rap

Property Details

Flooring

Tile - CeramicCarpet

Construction

Vinyl Siding

Views

Water

Pool Features

DeckPorch

Parking

Driveway

Heating

Electric (Heating)CentralFireplace(s)

Cooling

ElectricCentral Air

Appliances

DryerElectric Water HeaterGas OvenMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 435 Mccloud St is listed at $1,375,000 ($1,150/sqft). The estimated monthly payment is $5,958 based on 20% down at 6.5% interest.

Key features include: Built in 2002, 0.33 acre lot, 6 parking spaces, Private pool, Fireplace, Waterfront. Interior Features: Cathedral Ceiling(s), Kitchen Island, Pantry. Exterior Features: Boat Hoist, Shore Rip Rap.

This property is listed by Marilyn Bean and can be reached at 8506536733 or marilyn@century21collinsrealty.com.

MB

Marilyn Bean

Agent at Century 21 Collins Realty, Inc

(850) 653-6733

Listed by Century 21 Collins Realty, Inc · View on Broker Site

MLS# 327810· Source: listhub· Updated today

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

435 Mccloud St, Saint George Island, FL 32328

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