# 4363 E Wharf Lane, Hernando, FL 34442

> **TL;DR:** land, $19,000. Est. $102/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $19,000 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 11 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $96 |
| Estimated Insurance | $6 |
| **Total** | **$102** |

## Nearby Schools

- **Elementary:** Central Ridge Elementary
- **Middle:** Citrus Springs Middle
- **High:** Citrus High

## Property Highlights

- 0.22 acre lot

## Description

### Agent Description
Build Your Florida Dream Home! This .22-acre homesite is located in the desirable Oakwood Island community of Hernando, offering the laid-back Florida lifestyle without the added expense of an HOA. Oakwood Island is a waterfront community surrounded by the natural beauty and waterways Citrus County is known for. Enjoy the freedom of a homes-only community with no HOA and no deed restrictions, giving you flexibility to create a home that fits your lifestyle. The approximately 80' x 122' lot offers plenty of room to design your future home, outdoor living space, and more. Conveniently situated for easy travel to Ocala, Inverness, Crystal River, shopping, dining, medical facilities, recreation, and the Gulf Coast. Whether you're ready to build now or looking to secure your piece of Florida for the future, this affordable homesite is worth a look. Come discover the possibilities and start planning your Florida lifestyle today!

## Location

- **Address:** 4363 E Wharf Lane, Hernando, FL 34442
- **County:** Citrus
- **Neighborhood:** Oakwood Island
- **Coordinates:** 28.95185, -82.361641
- **Google Maps:** https://www.google.com/maps?q=28.95185,-82.361641

## Listing Agent

- **Name:** Tomika Spires-Hanssen · **License:** 696338
- **Brokerage:** Keller Williams Realty-Elite Partners
- **Phone:** 3525866598
- **Broker Phone:** (352) 688-6500
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4363-E-Wharf-Ln_Hernando_FL_34442_M50454-24561?f=listhub&s=RACCFL&m=857611&c=propsimple)

## Photos

![4363 E Wharf Lane - Photo 1](http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f3967551607r.jpg)

![4363 E Wharf Lane - Photo 2](http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f1634626511r.jpg)

---

**MLS#:** 857611 | **Updated:** 2026-09-03
**Source:** listhub

*Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611#listing",
  "url": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611",
  "name": "4363 E Wharf Lane, Hernando, FL 34442",
  "description": "Build Your Florida Dream Home! This .22-acre homesite is located in the desirable Oakwood Island community of Hernando, offering the laid-back Florida lifestyle without the added expense of an HOA. Oakwood Island is a waterfront community surrounded by the natural beauty and waterways Citrus County is known for. Enjoy the freedom of a homes-only community with no HOA and no deed restrictions, giving you flexibility to create a home that fits your lifestyle. The approximately 80' x 122' lot offers plenty of room to design your future home, outdoor living space, and more. Conveniently situated for easy travel to Ocala, Inverness, Crystal River, shopping, dining, medical facilities, recreation, and the Gulf Coast. Whether you're ready to build now or looking to secure your piece of Florida for the future, this affordable homesite is worth a look. Come discover the possibilities and start planning your Florida lifestyle today!",
  "image": [
    "http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f3967551607r.jpg",
    "http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f1634626511r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f3967551607r.jpg",
    "caption": "4363 E Wharf Lane - Hernando, FL"
  },
  "datePosted": "2026-09-03T00:00:00+00:00",
  "dateModified": "2026-09-03T23:48:16.879135+00:00",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611#property",
    "name": "4363 E Wharf Lane, Hernando, FL 34442",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "4363 E Wharf Lane",
      "addressLocality": "Hernando",
      "addressRegion": "FL",
      "postalCode": "34442",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 28.95185,
      "longitude": -82.361641
    },
    "image": [
      "http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f3967551607r.jpg",
      "http://lh.rdcpix.com/5d6272a61cba34d7c26e09c6ad59f647l-f1634626511r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "857611"
    },
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.22 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Land"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611#offer",
    "url": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611",
    "price": 19000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611#agent",
    "name": "Tomika Spires-Hanssen",
    "telephone": "3525866598",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/4363-e-wharf-lane-hernando-fl-34442-l857611#brokerage",
      "name": "Keller Williams Realty-Elite Partners",
      "telephone": "(352) 688-6500"
    }
  }
}
```