About This Home

This 3-bedroom, 3-bathroom single family at 4365 4TH ISLE Drive in Hernando Beach, FL is listed for $799,000 ($435 per sqft). Built in 1996, the home offers 1,838 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1996
  • 0.21 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
1996

Amenities

WaterfrontViewA/CRV Parking
Listing Description

COASTAL LIVING AT ITS FINEST! Welcome to this beautifully UPDATED ELEVATED WATERFRONT HOME with DIRECT GULF ACCESS, perfectly positioned on an OVERSIZED CORNER LOT in one of Hernando Beach's most desirable CUL-DE-SAC locations. Boasting 147 FEET OF SEAWALL, expansive canal frontage, and a REAR WESTERN EXPOSURE for breathtaking Florida sunsets, this

exceptional property delivers the ultimate waterfront lifestyle for boaters, anglers, kayakers, and nature lovers alike. The oversized driveway provides ample space for your BOAT, RV, TRAILERS, GOLF CARTS, AND GUEST PARKING, while the oversized 2-CAR GARAGE offers abundant storage for all your coastal gear.

The spacious backyard offers ROOM FOR A CUSTOM POOL and the perfect setting for outdoor entertaining or relaxing while enjoying peaceful water views and frequent wildlife sightings including dolphins and manatees. The 1347 SF air condioned upper level has 3 bedroom and 2 bathrooms as well as a bright OPEN-CONCEPT GREAT ROOM featuring SOARING VAULTE

D CEILINGS, abundant natural light, and NEW LUXURY VINYL PLANK FLOORING throughout the main living area. The COMPLETELY RENOVATED KITCHEN is the centerpiece of the home with GRANITE COUNTERTOPS, WHITE SHAKER CABINETRY WITH CROWN MOLDING, STAINLESS STEEL APPLIANCES, a large breakfast bar, and seamless flow into the dining and living areas--ideal for entertaining.

Large BAY WINDOWS and SLIDING GLASS DOORS showcase stunning waterfront views and open to the SCREENED LANAI, creating effortless indoor-outdoor living perfect for enjoying morning coffee, evening cocktails, and Florida sunsets. The primary suite features private lanai access, a WALK-IN CLOSET, and an ENSUITE BATH with a new DOUBLE-SINK VANITY and WALK-IN TILED SHOWER.

The SPLIT FLOOR PLAN offers two additional guest bedrooms on the far end of the home, including one with a charming bay window and built-in bench. The guest bathroom has a tiled tub/shower combo with a NEW VANITY. Upstairs laundry with front-loading washer and dryer adds convenience.

The lower level offers a 2 car garage as well as an additional 600SF of AIR-CONDITIONED space that can be utilized as additional flex space including a FULL BATHROOM, KITCHENETTE, and multiple FLEX AREAS ideal for a HOME OFFICE, MEDIA ROOM, GAME ROOM, FITNESS ROOM, GUEST SUITE, OR ENTERTAINING SPACE.

Sliding glass doors lead to a covered waterfront patio and direct access to the backyard, seawall, and FLOATING DOCK. This property offers very reasonable HOMEOWNERS INSURANCE of 2,578 dollars per year for an owner occupant and new FLOOD INSURANCE of APPROX.

2,827 dollars per year. Located in the sought-after waterfront community of HERNANDO BEACH, this home offers QUICK DIRECT GULF ACCESS for boating, fishing, scalloping, kayaking, paddleboarding, and endless waterfront recreation. Hernando Beach is a vibrant coastal community known for its relaxed Florida lifestyle with GOLF CART ACCESS, NO HOA, NO D

EED RESTRICTIONS, and SHORT-TERM RENTALS ALLOWED, making it ideal for full-time residents, snowbirds, and investors alike. Convenient access to marinas, waterfront dining, tiki bars, shopping, hospitals, top-rated schools, Weeki Wachee Springs, and the Suncoast Parkway provides easy commuting to Tampa and surrounding areas.

Monthly Cost Estimate

$4,273/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,462
Insurance$233

Estimates only. Actual payments may vary.

Location

4365 4TH ISLE Drive

Hernando Beach, FL 34607

HERNANDO BEACH

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSplit BedroomStone CountersWalk-In Closet(s)

Exterior Features

Sliding DoorsStorage

Property Details

Flooring

VinylTile

Construction

Stucco Frame

Views

Water

Outdoor Features

DeckPorchPatio

Parking

GarageGolf CartOversizeDrivewayRV

Heating

Ductless (Heating)Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4365 4TH ISLE Drive is listed at $799,000 ($435/sqft). The estimated monthly payment is $4,273 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1996, 0.21 acre lot, 2 stories, Waterfront. Interior Features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo. Exterior Features: Sliding Doors, Storage.

This property is listed by Sarah Hill and can be reached at 3522790076.

SH

Sarah Hill

Agent at JT Realty & Associates LLC

(352) 279-0076

Listed by JT Realty & Associates LLC · Broker phone: (352) 279-2640 · View on Broker Site

MLS# TB8525774· Source: Stellar MLS· 57 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4365 4TH ISLE Drive, Hernando Beach, FL 34607

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