Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 437 Pirates Road in Little Torch Key, FL is listed for $895,555 ($691 per sqft). Built in 2015, the home offers 1,296 sqft of living space on a 0.14 acres lot.

Agent Description

MOTIVATED SELLER! Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living.

Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street--an unspoiled natural backdrop that will never be developed.

Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles.

Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef.

Just 24 miles from Key West, this exceptional property delivers the perfect blend of island tranquility and convenient access to dining, entertainment, and amenities--an ideal full-time residence, second home, or investment in the Florida Keys lifestyle.

Key Features

  • Built in 2015
  • 0.14 acre lot
  • Waterfront

Property Details

2 full
2015

Amenities

WaterfrontA/CRV Parking

Monthly Cost Estimate

$4,790/mo

20% down · 6.5% · 30 years

Principal$648
Interest$3,881
Insurance$261

Estimates only. Actual payments may vary.

Location

437 Pirates Road

Little Torch Key, FL 33042

Jolly Roger Estates (28.5)

Features & Amenities

Interior Features

Built-in CabinetsWalk-in Closet(s)Tray Ceilings

Property Details

Flooring

Tile

Construction

Modular Hardi Board Siding

Pool Features

PorchDeck

Parking

RV

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposalStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 437 Pirates Road is listed at $895,555 ($691/sqft). The estimated monthly payment is $3,881 based on 20% down at 6.5% interest.

Key features include: Built in 2015, 0.14 acre lot, Waterfront. Interior Features: Built-in Cabinets, Walk-in Closet(s), Tray Ceilings.

This property is listed by Jo Ann Cook and can be reached at 3053607968 or jcook@oceansir.com.

JC

Jo Ann Cook

Agent at Ocean Sotheby's International

(305) 360-7968

Listed by Ocean Sotheby's International · View on Broker Site

MLS# 620124· Source: listhub· Updated 2 days ago

Copyright © 2026 Marathon and Lower Keys Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

437 Pirates Road, Little Torch Key, FL 33042

Open this listing in: