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About This Home

This 4-bedroom, 4-bathroom single family at 438 MC 186 in Oakland, AR is listed for $699,000 ($206 per sqft). the home offers 3,385 sqft of living space on a 5.19 acres lot.

Agent Description

LAKE HOME AND BOAT DOCK! Experience lake living at its finest in this stunning 4 Bedroom, 3.5 Bath home with over 3,500 sq ft of beautifully designed space. The open floor plan features soaring vaulted ceilings and a wall of windows showcasing year-round views of Bull Shoals Lake.

The large kitchen boasts granite countertops, stainless appliances, gas cooktop, island, and built-in oven & microwave. The master suite offers exposed beams, a spa-like bath with a walk-in shower, soaking tub, and dual walk-in closets. The full walkout basement includes a second kitchen and a beach-style wet bar-perfect for entertaining.

Enjoy multiple outdoor living spaces with covered and open patios, vaulted ceilings, hot tub area, and a custom firepit. Situated on 5.19 acres m/l bordering the government strip, you can walk right down to your private 2-stall boat dock-an extremely rare feature on Bull Shoals Lake and the ultimate summer-time bonus!

Key Features

  • 5.19 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

438 MC 186

Oakland, AR 72661

Features & Amenities

Interior Features

CarpetTile FloorsCeiling Fan(s)Vaulted Ceiling(s)Smoke DetectorsSplit Bedroom PlanWalk In ClosetWhirlpool TubLaminate FloorOpen Floor Plan

Exterior Features

GuttersHot TubOutbuildingsLakeBoat Dock/Slip

Property Details

Views

Lake

Pool Features

PatioPorchDeck

Heating

Electric (Heating)Heat Pump (Heating)Central

Cooling

Heat PumpCentral AirElectric

Appliances

DishwasherGarbage DisposalRefrigeratorElectric Range/OvenGas Surface UnitWall OvenMicrowaveWasherDryerWasher/Dryer Hookups

Questions & Answers

This 4-bedroom, 4-bathroom single family at 438 MC 186 is listed at $699,000 ($206/sqft). The estimated monthly payment is $3,029 based on 20% down at 6.5% interest.

Key features include: 5.19 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Carpet, Tile Floors, Ceiling Fan(s). Exterior Features: Gutters, Hot Tub, Outbuildings.

This property is listed by Angie Crider and can be reached at (870) 425-4300 or angie@peglarrealestate.com.

AC

Angie Crider

Agent at PEGLAR REAL ESTATE GROUP

(870) 425-4300

Listed by PEGLAR REAL ESTATE GROUP · View on Broker Site

MLS# 133959· Source: listhub· Updated 46 days ago

Copyright © 2026 North Central Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

438 MC 186, Oakland, AR 72661

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