Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 439 Sandy Cay Drive in Miramar Beach, FL is listed for $864,000 ($558 per sqft). Built in 2004, the home offers 1,548 sqft of living space on a 0.13 acres lot.

Agent Description

Welcome to this beautifully maintained single-story Coastal White Brick home in the desirable south end of Paradise Retreat, a Gated Beachside Community with north & south entrance gates and 320 feet of Private Deeded Beach Access. Tucked against a wooded preserve, this 3-bedroom, 2-bath home offers privacy paired with calming sounds of nearby Gulf waves.

It's also one of the few properties in the neighborhood with a backyard spacious enough to accommodate a pool--perfect for creating your own private oasis. An open floor plan with vaulted ceilings & wood-look porcelain tile throughout. The kitchen features granite countertops, stainless steel appliances & breakfast bar, flowing seamlessly into the living & dining areas.

The spacious primary suite includes a walk-in closet & ensuite bath.. with dual vanities, garden tub & separate shower. A new 2025 Roof & 2026 HVAC add peace of mind. Enjoy easy access to the beach via a short stroll, bike ride or golf cart cruise to private deeded access points along Scenic Gulf Drive, where you'll also find picturesque bike & pedestrian paths with stunning Gulf views.

Conveniently close to Pompano Joe's Beachside Grill, as well as public beach access with parking, restrooms & manmade reef. This home blends privacy, convenience & the best of coastal living. Perfect as a primary residence, second home, or investment property, with projected rental income of $59K-$66K annually. Don't miss your chance to own in this sought-after Gated Coastal Community with private streets, sidewalks & preserved natural areas & 320 ft of private beach access. Low HOA Fees.

Key Features

  • Built in 2004
  • 0.13 acre lot
  • 2 parking spaces

Property Details

1 story
2 full
2 spaces
2004

Amenities

A/C

Monthly Cost Estimate

$5,981/mo

20% down · 6.5% · 30 years

Principal$625
Interest$3,744
Insurance$252
HOA$1,360

Estimates only. Actual payments may vary.

Location

439 Sandy Cay Drive

Miramar Beach, FL 32550

PARADISE RETREAT

Features & Amenities

Interior Features

Breakfast BarCeiling VaultedSplit BedroomWasher/Dryer HookupWoodwork Painted

Exterior Features

Fenced Back YardLawn PumpSprinkler System

Property Details

Flooring

Tile

Construction

Brick Trim Vinyl

Pool Features

Patio

Parking

Guest

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 439 Sandy Cay Drive is listed at $864,000 ($558/sqft). The estimated monthly payment is $5,104 based on 20% down at 6.5% interest.

HOA fees are $1360/month.

Key features include: Built in 2004, 0.13 acre lot, 2 parking spaces. Interior Features: Breakfast Bar, Ceiling Vaulted, Split Bedroom. Exterior Features: Fenced Back Yard, Lawn Pump, Sprinkler System.

This property is listed by William A Flynn and can be reached at 8504282424 or wmflynn@cox.net.

WF

William A Flynn

Agent at Berkshire Hathaway Home Services PenFed Realty

(850) 428-2424

Listed by Berkshire Hathaway Home Services PenFed Realty · View on Broker Site

MLS# 994321· Source: listhub· Updated 119 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

439 Sandy Cay Drive, Miramar Beach, FL 32550

Open this listing in: